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What are unsecured credit cards?

Unsecured credit cards do not imply any deposit before you can start using them. In other words, the bank looks through your credit history and entrusts a certain amount of credit to you, being sure that you will pay it back, without leaving any security deposit.


Where can one apply for two Juniper credit cards?

One can no longer apply for any Juniper credit cards as they were purchased by Barclaycard in 2004. One can apply for a Barclaycard on their website, and several of their cards have rewards similar to the Juniper cards.


Can you apply for a Bank of America visa or credit-card online?

A person can apply for any number of credit cards online and this includes a Bank of America credit card, a Visa card or many other kinds of credit cards.


How are Chase student credit cards applied for?

One can apply for a student credit card with their local bank or through the website of any banks offering student credit cards. One can apply with Chase Student Banking or Bank of America.


Are unsecured credit cards safe?

An "unsecured" credit card means that it is not backed by any assets of the borrower. Virtually all credit cards, including Visa, MasterCard and American Express, are "unsecured." The lenders expect that borrowers will use good judgment when using the card, spend within their means and pay on time. The interest on a credit card provides billions of dollars of revenue for lenders each year, which offsets any risk of offering the card without collateral. There are no safety issues, other than those created by carelessness of the user.


Can I apply for a credit card on the Chase banks site?

Yes, you can apply for any of several Chase Bank credit cards online. Personal cards include those with cash back, travel rewards and low interest. Business credit cards are also available for online application.


What is the difference between unsecured priority and unsecured non-priority?

Examples of unsecured priority debts are, child and/or spousal support, delinquent taxes, rent and utility arrears, any fines or restitution(s) that have been ordered by the court. Unsecured non-priority are, store cards, unsecured personal loans (unless held by a bank where the person has accounts), credit cards, and so forth.


Do secured credit cards have interest?

Yes, secured credit cards typically have interest rates that apply to any outstanding balance carried over from month to month.


Where can one obtain a fast unsecured loan in the US?

For Fast unsecured loan in the US it can be found in banks like TD Bank, and any other prepaid banking cards that are used. This are only the few that are out there then owning an actual credit card.


Use an Unsecured Loan for a Money Emergency! ?

For a monetary emergency, getting an unsecured loan can be the best idea. If you only need a couple of hundred of dollars, you may wish to forgo the bank and apply for an online unsecured loan instead. With an unsecured loan, you do not need to supply any credit history to be eligible. You simply need to be employed, or have a steady source of income, and have a checking or savings account. An unsecured loan can get you through until your next paycheck comes, especially when you don't have good credit. Apply carefully, and make sure to check out the company you plan to deal with thoroughly.


Does Wells Fargo offer any prepaid credit cards?

Wells Fargo offers pre-paid credit cards in amounts from $300-$10,000 with a deposit into a collateral account. You may be eligible to graduate to a unsecured card and have your initial deposit returned. The currrent APR is 18.99%.


Should I get several credit cards?

Having a large credit limit can help your score but do not apply for several cards at the same time. Doing so can hurt your score and make you unable to get any new credit offers.