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Just be honest about the life circumstances that lead to your poor credit. Even if it was a total disregard for your personal credit just be honest,Remember it snot for the loan officer is is for the underwritierA good loan officer will go over the specific acounts that need addressing and are of concern at the initial loan application or interview Please i I can be of any further help please ask. Mike

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13y ago

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Related Questions

What are the functions of a credit officer?

a Credit Officer will take a loan application, check out your credit, and if you qualify will see to it that your request is granted.


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If you accidentally applied for a credit card, you should contact the credit card company immediately to explain the situation and request to cancel the application. It's important to act quickly to prevent any potential negative impact on your credit score.


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I'm not sure if you are asking if the bank closing will be negative or if the inquries will be. The inquires are negative.


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Responsibilities and duties of the credit officer?

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How can you restore your bad credit?

Restoring bad credit takes time. You can start by requesting your credit report and dispute negative mistakes that you may find. Only the passage of time can improve your credit when you have legitimate negative remarks in your credit report.


Who do you talk to at the bank to check on your bank credit?

You can go to your local bank or the bank which you bank with and ask a mortgage loan officer, or a loan officer to run your credit to see what it is.


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