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Does a home owners public liability insurance cover hired help accidents?
No. Homeowners Insurance "Never" provides coverage for your Employees or other Hired workers.
Does homeowner's insurance cover a contractor working on my property and has an accident?
No, Your homeowners Insurance does not provide coverage hired workers. A contractor is responsible for his own insurance policy or workman's compensation to cover injuries to himself and his employees. A contractor is not your employee and therefore not your responsibility, he is self employed.
Is it legal for a hired employee to use their personal vehicles on the job site to get to one place to another?
Yes - but - if they had an accident, the employers insurance wouldn't cover them !
Does insurance cover house cleaners?
If you are asking whether it covers for injuries to the household employee, the answer is no, no, no. If she damages something accidently the property is still covered.
Is hired an adjective?
It can be (as in hired hands). Hired is the past tense and past participle of to hire, and is normally used as a verb.
Hired auto and non owned auto liability?
Hired auto and non-owned auto liability is a type of auto insurance that covers property damage and bodily damage caused by an automobile that you hire or rent. It can include borrowed vehicles. The insurance typically does not cover physical damage to the auto itself.
Does homeowners insurance covers damage done to a property by a hired person?
Generally no. Hired workers are not covered under a home insurance policy. Homeowners insurance policies do not cover "poor workmanship" But the contractor or repairman's Commercial Liability policy will cover if he damages your property or fails to perform repairs up to the standards that a reasonable person would expect. This is why you should always hire from established companies that you can verify are properly licensed and insured to perform the work.
What are the release dates for BlackBoxTV - 2010 Hired Hands 4-2?
BlackBoxTV - 2010 Hired Hands 4-2 was released on: USA: 26 January 2013
Will homeowner's insurance cover the cost of replacing carpeting if a hired painter spills paint and ruins the carpet?
Typically your homeowners insurance does not provide coverage for poor workmanship or for hired labor. Accidental damage caused by your contractor is the responsibility and liability of the contractor The first place I would go for coverage under the painter's liability coverage. In the event that you hired a painter and failed to check his insurance coverage then I would ask your insurance agent for advice on whether to file a claim or not. You might find that the increase in premium that can be associated with a claim will mean that you are better off covering the damage yourself. Sue the painter.
Does renters or auto insurance cover the injury to the movers who don't have worker's compensation insurance?
NO, Your homeowners or renters policy will not provide coverage for hired workers or contracted movers. It is the responsibility of the Employer to provide coverage for work related injuries of it's employees, not the customer.
Does myfull coverage insurance cover me using someone else's vehicle with no insurance?
I believe full coverage covers everything related to the car it is assigned to and nothing more.There may be specific insurances for business and such which covers multiple drivers and multiple cars but as for a personal insurance, it would only cover your specific car included in the contract. Alternative Answer The answer to your question will be written clearly on your "Certificate of Insurance"and contrary to the above many 'fully comprehensive' policies (In the UK at least) will provide cover for you to drive a car not owned by you and not hired (rented) by you.
Will a few typos on a cover letter affect your chances of getting hired?
It does not necessarily mean you will not be hired but it is likely to reduce your chances.
