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Can I get a balance transfer card with a bankruptcy that won't discharge for 6 months?
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Student loans and bankrupsy.can they be discharged?
Student loans do not go through the discharge procedure, only bankruptcy's. A discharge takes place six months from the date you filed for bankruptcy. Then you have to wait two years from the date of discharge to apply for a home loan.
What are the best balance transfer credit cards?
Currently the top three credit cards for balance transfers are Barclay Card who have a 0% balance transfer for 27 months with a 2.98% fee, Virgin who have a 0% balance transfer for 26 months with a 2.99% fee and third place is a tie between NatWest Platinum and RBS platinum credit card as both have 0% balance transfer for 26 months with a 2.65% fee.
How long does a bankruptcy take to discharge in Idaho?
The time-frame for a Chapter 7 bankruptcy case in Idaho is the same as all other states. The discharge should arrive between three and four months after filing. This assumes that no creditor nor the Trustee has filed an objection to such discharge.
If you receive a large sum of money before your chapter 7 bankruptcy discharge does it need to be reported?
Yes, even for 6 months after discharge. Depending on the source of the money, the trustee may have no way to take it, but not reporting it will leave you open to challenge later on. Ask your lawyer or get an experienced bankruptcy lawyer.
Where are the Credit cards with a no fee balance transfer?
The following cards offer no or low interest for 6 to 12 months on balance transfers. http://clicky.me/balance-transfers
When filing ch 7 bankruptcy how long does it take to file?
It takes most folks about a month to file and a total of about five months from intake to discharge. Of course, much depends on how responsive you are to your bankruptcy attorney's requests for documents and other information.
Can a discharged bankruptcy be reopened in Texas four years after discharge if a debtor acquires liquid assets over four years after the discharge?
A bankruptcy can almost always be reopened. Unless the "liquid assets" were available to the debtor at the time of filing or fall into one of the categories (gambling winnings or inheritance) that had to be reported within 6 months of discharge, four years is way too late to go after them. Even in Texas.
How long does a bankruptcy last?
A chapter 7 takes 6 months, but your first (and usually only) meeting where you are examined under oath by the trustee will be about a month after filing, and, if there are no objections, your discharge will be issued about 2 months after that, and the case closed after 6 months.A chapter 13 can take up to 60 months to complete the plan, and the discharge has to be requested after the plan's completion and certification by the trustee.The filing of bankruptcy can remain on your credit report for 10 years - from the date of filing.7 years
How long does it take to get a discharge on bankruptcy?
It depends on which bankruptcy you file for. If you file for Chapter 7 Bankruptcy, which includes a liquidation of any assets and paying off your debt once and for all, you'd be looking at a discharge within about 3 months. With Chapter 13 Bankruptcy your attorney would set up a payment plan for you to pay off your debts over a specified amount of time. Normally the payments are scheduled to be completed by the debtor in 3 to 5 years. So the discharge time will vary depending on what is agreed upon in the court. All the required payments must be made before the discharge can occur. I've written about these 2 types of bankruptcy in my blog, where I consider how these processes can affect your tax debt. http://taxreliefsolutions.blogspot.com/2009/06/are-you-considering-bankruptcy-as.html
Which credit cards offer a no fee balance transfer when signing up with their company?
Slate from Chase is a credit card that has a 0% balance transfer fee. The introductory offer lasts for fifteen months from opening the credit card account.
When a chapter 7 bankruptcy is discharged you realize that you thought something was included but was not can you add it after the fact?
Yes, as along as it is within a reasonalble time. Call the attorney that did your bankruptcy. Now if it is months after the fact--be advised that this will start the "time" the date if you please, again as far as creditors are concerned. So, if you were discharged a yr ago and want to reopen to add something...your bankruptcy will now has today's date as a discharge. It would have to be something very important--high balance before I would want to reopen my case. Good Luck
Is better for you to get your money after your bankruptcy is off your record like ten years down the road?
If you had money available to you when you filed bankruptcy and failed to disclose that in your Schedules, you committed fraud and perjury, and are liable to have your bankruptcy discharge reversed, not to mention possibly going to federal prison. If you inherited or won a lottery withing 6 months of the close of your case, you had an obligation to disclose it and give the money to the trustee. Failing to do so will leave your bankruptcy discharge open to being reversed as well as leaving you open to penalties. Otherwise, there is no reason to wait any amount of time. Consult an experienced bankruptcy lawyer in your area.
