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When you have a lien it shows on your credit rating, this is because money is owed to someone and not paid, also if you want to sell your house the lien would have to be paid off first, it also remains on your credit rating for 7 years.

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16y ago
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13y ago

Of course. A lien is evidence of money you owe. A lender would require that you pay the lien before it loans you more money.

Of course. A lien is evidence of money you owe. A lender would require that you pay the lien before it loans you more money.

Of course. A lien is evidence of money you owe. A lender would require that you pay the lien before it loans you more money.

Of course. A lien is evidence of money you owe. A lender would require that you pay the lien before it loans you more money.

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17y ago

Yes, liens against real property are very damaging to one's credit score and can make it difficult to obtain future credit.

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18y ago

Yes, it will affect your credit. My sister had a lien and she could not get some credit she applied for because of it.

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13y ago

Yes. A creditor lien will be reported.

Yes. A creditor lien will be reported.

Yes. A creditor lien will be reported.

Yes. A creditor lien will be reported.

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13y ago

Of course. A lien is evidence of money you owe. A lender would require that you pay the lien before it loans you more money.

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13y ago

Yes. A creditor lien will be reported.

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Q: How does a lien on your house by a credit card company effect you?
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Related questions

Does it hurt your credit if a credit card company closes your acouunt because you aren't using the credit card?

No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.


Can a person with just lifetime rights on a deed be sued by a credit card company?

I mean is can the house have a lien put on it by the credit card co.?


Can a credit card company put a lien on a house that you own with another person or by yourself to try to collect their money?

It depends. Some credit cards come to you as equity loans (you activate the card, it gives you a limit on the card equal to the equity on your house) and if you don't pay off the loan, the house belongs to the company. If it is a regular credit card and you don't pay, they may take you to court and win a judgment against you. That would allow them to put a lien on the house in the amount of the judgement. So, to answer your question, yes, there are ways that a credit card company can put a lien on your house.


Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?

Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.


Can a company charge your credit card without your permission?

No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.


Can a credit card company file a judgment lien against your house if there is no equity in the property?

Yes.


Can a credit card company put a lien on your house in North Carolina?

Yes, a credit card company can put a lien on your bank account or your house in North Carolina. They would have to go to court and obtain a judgment and will probably not do this unless you owe a large amount.


Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?

That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.


Who should you call if a credit card company listed you as deceased on your credit report?

You should call the credit card company.


If a credit card company sues you can you file bankruptcy?

Thier actions, or lack, do not effect your ability to file for bankruptcy.


How do you find out if your company is eligible for credit card for fair credit?

In order to find out whether or not your company is eligible for this or not, you are going to have to contact the credit card company and ask if you are.


How do you get a credit card?

1. Inquire to the customer service of the credit card company or you can go directly to the credit card company such as Citibank.2. Ask about what are the requirement in applying a credit card3. You need to know also the credibility of the credit card company if they have good records.4. If you know the details about the credit card company, you go directly and ask about the guidelines, terms and conditions.5. Submit the necessary requirement , usually the credit card company conducts a CI (credit investigation) into your information if you pass their requirements.More adviceFirst of all, make sure that you meet the age requirements to get a credit card. Then decide why you want to get a credit card (to get a cash back from purchases, etc.) After that you can go to a bank, a credit card company, browse "credit card applications" online and find a site where you can apply for a card.To be approved for a card, you should apply for a credit card according to your credit rating.Yes, you can have credit card if you are qualified for one.