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Up until you file BK he can use all legal means to enforce what you owe.
After filing, the court will decide what you have to pay those you owe and divide that among them. If it isn't enough to pay all the debts, the excess may be "discharged". Thye are settled not just eliminated.
The landlord leing the mobile home is for bankruptcy purposes isn't very important, since it will probably be considered your home and qualify for enough exemption to cover it. Leining or garnishing you would be more of a problem
Your real issue from him is eviction of you or your property, (always a bit of an issue with mobiles), but these are more minor delays, as that will be the result if you don't start paying rent (remembering bankrutpcy only effects things from before you file).
(And thank you, I thought you presented that question very well)
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Can mobile home lender sue if you are under bankruptcy?
I don't believe anybody can sue if you are under bankruptcy.
Can you add your Mobile home lot rent to your bankruptcy?
Your rent, whether for a mobile home lot or anything else, is not a debt, but rather an ongoing monthly fee for your right to occupy that dwelling or structure. As such, it cannot be admitted to bankruptcy. If you can't pay the rent, then you can't stay!
Is Champion Mobile Homes filing bankruptcy?
They are still there building mobile homes - - -
If land is used as collateral for a mobile home purchase will the land be taken by the lender if the owner can't pay the mortgage?
Yes, unfortunately. The land will be on the deed of the property along with the mobile home, therefore, it will go to the lender.
Do you include your mobile home when filing for bankruptcy?
You haven't said where this is. -That would very likely come under the bankruptcy laws of your province or state.
Do you have to pay full amount owed on repossess mobile home?
You can go to the lender and work out a deal.
Do the same rules apply to the voluntary repo of a mobile home?
Basically. YES. You decide you cant pay, you tell the lender you are moving, you move out, lender sells home(not as quik as a car), lender wants balance due on the loan.
Where is it possible to find services from AMPD mobile?
AMPD mobile was a network founded in 2005 and soon defunct in 2007. It is no longer possible to receive services from AMPD Mobile, as the company has claimed bankruptcy and no longer exists.
Do you have to pay for a mortgage on a mobile home left to you by your parent or can you let the lender take it without taking the land it is on?
You would need to look at the contract. Often a mobile home contract is secured by the land it is placed on. It may be that you cannot default on the mobile home without losing the land.
I just filed for bankrupcy. I would like to get a loan for a mobile home.Will anyone be able to help me ?
Bankruptcy Mobile Home Loans are provided by many organisations. One of the best services are rendered by "mhloanpro" http://www.mhloanpro.com/
Used Mobile Home value?
There is a mobile home lender that allows you to get an advanced mobile home book value online.ANS 2 . - THE ABOVE LINK IS A SCAM ! - It is NOT free -you need to have a mortgage with them or pay a "small fee"Any reputable realtor will give you a realistic evaluation free of charge.
When is bank responsible for paying back rent to mobile home park on a repossessed home?
Typically, they are not responsible for back rent. The mortgage contract the tenant has with with the lender is between the tenant and them. The rental contract you have with the tenant is between the tenant and you, and the lender does not enter into this picture. These are two separate transactions.Insofar as any unpaid back lot rent owed by the former tenants before the foreclosure - the lender is not responsible for these and you would have to file a personal lien against the former tenants. However, you MAY have some leverage to hold the mobile home for the payment of "storage fees" incurred since the date the lender foreclosed before you allow the home to leave the park.
