Driving in a car at any age without a license is illegal. If caught, the car will be towed away and impounded. the licensed driver in the car may also lose his license for allowing the unlicensed driver to drive.
Both are held liable.
Why not. That unlicensed vehicle owner could be disabled and hired a licensed driver to drive the vehicle.
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.
In most states, you need to have a licensed driver with you when driving with a learner's permit. Driving alone is usually not allowed until you have a full driver's license.
You have to drive with a licensed Driver.
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
You must have your license with you to prove you are a licensed driver. Without it, you are not legally allowed to drive.
Legally, no. They deserve punishment.
The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate restrictions banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.
Depends on how your policy was set up since technically you allowed an unlicensed driver drive your vehicle.
In Illinois, the minor could be arrested for No Valid DL, a Misdemeanor offense. The licensed driver could be cited for allowing an unlicensed driver to operate a motor vehicle, a petty offense.
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.