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Yes. Medical bills, credit cards, mortgages and car loans on surrendered or lost collateral, personal loans, bank fees, utility bills, etc. can all be discharged in bankruptcy assuming the court doesn't deem any of the debts to have been acquired by fraud. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
Wiki User
∙ 16y ago
Wiki User
∙ 12y agoOf course. In fact it is the number one cause of BK filings.
And understand...you file BK on everything you have, assets and debts. Some are exempt from being liquidated or cleared, but you do file them.
I had a bill that was not large enough to justify filing for bankruptcy but still difficult to pay. I used http://www.klfinancialservices.com to negotiate my 10k medical bill down to 4k. Obviously filing for BK may be the best case if you have very large bills.
Wiki User
∙ 15y agoYes. They are includable, (like all debts and assets MUST be - you don't get to do it on some...YOU go BK not a debt), and dischargeable. Anticpate he would argue to make sure all your assets are extinquished before he has to give up any of what you owe him
Wiki User
∙ 11y agoThere are various reasons why people file for medical bankruptcy. A serious illness, lingering sickness or disability that you have or of a family member which require long stays in a hospital bed, expensive medicines, regular consultations with high rates and numerous unaffordable medical tests could drive minimum wage earners on the brink of bankruptcy, particularly those without insurance coverage or the under-insured.
It can help but the process will take long for filing it so you can eliminate all the bills.
Wiki User
∙ 13y agoCount against you for what? Filing bankruptcy of any type for any reason will have an effect on you, particularly your credit worthiness
And you do not file on any specific bills. YOU go bankrupt on everything you own and everything you owe. No exceptions.
Wiki User
∙ 12y agoDo you mean 6 years after receiving a discharge in a Chapter 7 bankruptcy or are you referring to medical bills that are six years old? If you've already received a discharge in a Chapter 7, you must wait 8 years between filing. If the bills are 6 years old, they may be too old to collect because of the statute of limitations, but you can still discharge them.
Wiki User
∙ 12y agoYes but to be totally informed talk to a bankruptcy lawyer.
Wiki User
∙ 18y agoNot without committing fraud.
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I recently went threw 48 weeks of chemotherapy I only make 20.00 an hour and my medical bill and other bills have acummilated can I fill Bankruptcy.?
Yes, you can. Most people who file bankruptcy do so because of medical bills.
What is the statute of limitations on medical bills in New York?
The statute of limitations on medical bills in New York is six years. This means the medical facility or medical professional who performed the services has six years to file a lawsuit when a person does not pay.
How many year after you file bankruptcy can you file bankruptcy aging?
If you are talking about a Chapter 7 bankruptcy, It takes 7 to 9 years after you can file bankruptcy again.
Is a wife responsible for her deceased husband's medical bills in TX?
Yes. The primary way people avoid responsibility for unexpectedly large medical bills is to file for (declare) bankruptcy. Texas, having one of the largest uninsured populations of any state in the union, is no exception. The medical bills for people who do this are then passed on to local taxpayers.
Should a person contact their creditors directly if they have not paid their credit card bills in 2 years or should they just file for bankruptcy?
You should contact a bankruptcy or finance attorney and no one else.
Is ter a way to not pay bills?
Not unless you file for bankruptcy. Otherwise you owe the money.
If you have an existing Chapter 13 Bankruptcy can you add medical bills to it?
Not if the bills are for medical care given after the date of filing. If you unintentionally omitted pre-filing medical debts, you will have to file a motion to amend your Schedule F and Plan, file the amended F and Plan and be able to pay the new plan amount. If your plan has just started, or was less than 60 months, it may not be a problem.
Can you file bankruptcy if you are current on your bills?
Yes, you can. If you are current, but struggling with credit card debt, medical debt, or other unsecured debt. If your income is less than the median family income for your state, you can probably file chapter 7. If over that amount, you may have to file a chapter 13. Consult an experienced bankruptcy lawyer in your area.
Is it better to file bankruptsy or be late on bills?
It is less detrimental to your credit score to be late on paying your bills (more than 30 days late) than it is to file bankruptcy.
What can you do about your medical bills you cant pay them and you filed for bankruptcy in 2008 your husband is file on them now but they will still come after you?
Assuming these are medical bills incurred after your Chapter 7 filing and you received a discharge, and they are for medical services for you, not your husband, they will come after you. You should consider filing a chapter 13 to pay them off in whole or in part, depending on your income and expenses. If your husband has a bankruptcy lawyer, he should ask the lawyer. You may consult your own lawyer.
Do you have to be late on payments to file bankruptcy?
No, but it helps. Many people pay their bills instead of buying groceries, but they can't sustain that for long. The test for bankruptcy is not so rigorous. If you spend what you should to live on, and you cannot pay your other bills as they come due, you can file.
Can you file bankruptcy if you have not worked in years?
Yes, employment is not a requirement to file a BK.
