How a judgment can be enforced on a joint marital bank or any joint account depends upon how the account is identified. The status of such will be noted in the original application for opening an account at the specified financial institution.
In Florida bank accounts (savings and checking) belonging to a married couple are considered by default as held as Tenancy By The Entirety. This means both spouses are sole owners of the funds and one may do whatever they choose with such without the permission of the other spouse. It aslo means that if one spouse is the named judgment debtor the account cannot be levied by a judgment creditor.
Please note, having such protection is automatic under banking law, but the account holder is responsible for notifying the court and supplying required documentation of the account(s) exemption from judgment attachment.
No they shouldn't.
Until the debt and all fees, interest, etc. is paid.
Until the debt is paid according to the judgment award. States establish garnishment laws and each state differs somewhat in the way garnishment is implemented, the percenage allowed or if it is even allowed. Contact the court where the garnishment order was issued to obtain specific information concerning state garnishment laws.
No.
They probably took it because you owed someone money and were following a court ordered garnishment. You will get a letter soon explaining that.
Yes.
Not for the same debt, but a wage garnishment can be implemented by one judgment creditor and a bank account levy by an additional judgment creditor.
Only if it has gone to court, served you with the complaint and gotten a judgment against you. If it has gotten the judgment, the agency must still make application through the courts to get the wage garnishment. The garnishment cannot begin until you have been given notice of the request and a chance to object to it.
If you know the bank you plan to be a member of, there is a chance that the bank's official website will have an online specification page as to what the different checking accounts have to offer.
My personal checking account number is 0230545 and pin number 1234.
Yes, provided this provision is allowed by your state's laws.
If the question was referring to a student checking account, one can gain information regarding a student checking account by consulting local banks. Or one can consult school counselors on which banks offer student services.