0
What else can I help you with?
What is the code city to send western union payment to countrywide mortgage?
I was told, "Countrywide" is the code city.
You are two months behind on your mortgage payment but plan to catch up this week Will your payment be accepted?
It's best to contact your mortgage lender directly to inform them of your plan to make the payment this week. They may be able to work with you to avoid any negative consequences and help you get back on track with your payments.
What does charges are declined mean?
When charges are declined, it means that a payment transaction was unsuccessful and the payment method chosen (such as a credit card or debit card) was not authorized to complete the transaction. This could be due to insufficient funds, incorrect card details, or the issuing bank declining the transaction for security reasons.
I tried to make a payment to a bill collector they refused to take the payment. I went to the company that turned me in to collection they accepted the payment. what are my rights?
If the collection agency did not accept your payment, the debt should be discharged from their control. You might need to contact an attorney to make sure these debts are removed from your credit report. If you are making payments to the company that sent you to collections, they will need to remove you from the collections agency.
What is an example of property tax?
The percentage amount of your homes assessed value that you pay to the municipality, county, or state every year. Many people are unaware of its impact on them because this tax is usually lumped into their monthly mortgage payment and escrowed by the mortgage company until the morgage company pays it for you once a year.
Can mortgage company charge late fees if payment is received by grace period?
A mortgage company usually has a set date that mortgages are due, i.e. the first of the month. Anytime payment is not received by the first it is considered late. However, most MC's have a grace period of 15 days; if it's not received in this time frame a late charge is assessed. If you mail the check on the 6th and it doesn't get to the company until the 17th you will be charged a late fee. The mortgage company must receive the payment before the grace period expires. So in essence NO they can't charge you if they receive the payment by closing time of the last day of the grace period. They CAN charge you if you make the payment after business hours, because it is not considered received until the next day, there is no one to process your payment if the business is closed.
Is there a payment due if your mortgage company sells your mortgage to another mortgage company?
Yes, no matter what happens to the owner of your mortgage, you should always make your payments on time. A loan sale or servicing transfer does not mean you can skip a payment.
What is corp adv fee?
These are any costs that a mortgage company has incurred in the collection or servicing of a mortgage. An example of a corporate advance fee would be if the second mortgage company makes a payment to the first mortgage company.
Does a mortgage company have to accept a late payment during a bankruptcy if they receive it?
No.
Do mortgage payments due on the 1st but made before the grace period ends effect credit scores?
As long as your mortgage or other payment is received by the loan company within the grace period which is usually 15 days...it is paid on time and does not show a late payment on your credit report.
How do you get mortgage payment protection?
Mortgage payment protection is really a form of life insurance that you can purchase from many specialty insurers. Often times your bank can refer you to a company that offers this service.
What are the causes of foreclosure?
non-payment of mortgage payments exceeding 2 to 3 months. If the mortgage company does not receive timely payments, they can decide to foreclose. Once they have made that decision it is very hard to correct. If you cannot make your payment call the mortgage company. Communication can go a long way to prevent foreclosure.
Why should you sue a mortgage company?
There are many reasons why you would sue your mortgage company. Each reason would be because the mortgage company wronged you in some way (for example, not putting enough of your monthly payment toward principal). If you feel you have been wronged by your mortgage company, please contact your state attorney generals office.
How can you find out who your mortgage note was sold to?
Call the original mortgage company. Talk to a representative directly. There should be contact information on your payment book or receipt.
What situations does mortgage insurance cover?
There are many different situations covered by a mortgage insurance plan. The most common issue addressed by the company would be a missed or late mortgage payment.
What does it mean when your mortgage company says your taxes have been impounded?
This means that the mortgage company has included your taxes as part of your monthly payment. They take a portion of your payment every month, hold it in an account called an escrow account, and then disburse it according to the requirements of the county that your property resides in.
Balloon payment you have a balloon mortgage payment and you lost your job how can you get help?
I have a balloon mortgage payment and i lost my job how can i get help
