ask them
Yes.Added; If they file a claim against the driver/owner's insurance company, yes. In the absence of insurance (or if the amount is inadequate to cover the injuries) you can file a personal suit against the owner.
It is illegal to disable the driver airbag, and also a very ignorant thing to do. Disable that airbag and have an accident where you are injured, and your insurance company could refuse payment for the injuries you may suffer. Air bags save lives and I will not help you on this one.
premium
A. Life Insurance
Non payment
Not sure what you are asking. If you had no insurance and caused the accident you are responsible for paying for the other driver's damage and injuries. If the other driver was at fault, you are entitled to payment for your damages and injuries from either the driver/owner of the other car, or their insurance company. If you had your own collision insurance, you could make the claim with your company and let them worry about collecting, but if you don't, you will need to file the claim with the other party's insurer or hire a lawyer and sue them.
You can get payment protection insurance by speaking with your insurance agent and asking whether or not the company offers such an insurance. You can try insurance agencies like Progressive or Advantage.
Payment of damages by the insurance company against your Householders' policy is paid directly to your account through NEFT,instead of cheque as was customary earlier.
HSBC is a reputed insurance company in India for payment protection insurance.
The required down payment for car insurance varies depending on the insurance company and policy. Typically, insurance companies may require a down payment of around 10-20 of the total annual premium.
In workers' compensation, the Guarantor typically refers to an entity that guarantees the payment of benefits to injured workers when the employer cannot fulfill their obligations. This can be an insurance company providing coverage for worker injuries or, in some cases, a state fund that steps in when an employer is self-insured and unable to pay claims. The Guarantor ensures that workers receive necessary medical care and compensation for lost wages due to work-related injuries.
None.