Is a 2009 Chevy Cobalt LS considered a sports car to the insurance companies?

Answer 1

Every insurance company maintains its own set of underwriting guidelines. These define the metes and bounds of the risks that they will insure and under what terms. Sports car status is one of them as to auto insurance. Therefore, it is not possible to answer the question in more specific terms as to car like this. You should contact licensed insurance agents to determine the insurers that they represent and the underwriting guidelines of them.

I can say without hesitation that the Chevy Cobalt is no Sports Car, not even close and no insurance company would consider it one. It does not even come close to the definition of a Sports Car. However only an insurance company can tell you what the insurance costs will be for this car.