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Q: Is a red EFT a vertebrate?

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yes.

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No..It is an amphibian, salamander to be precise, a variant of the newt.

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I have had some success with frozen bloodworms (thawed) Judy

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electronic funds transfer (EFT)

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An EFT server is software that is used in the electrical engineering field. EFT is an acronym for enhanced file transfer.

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