Results for: Will_your_credit_score_go_up_after_2_years_after_filing_chapter_7_bankruptcy

In Credit and Debit Cards

Will your credit score go up after your chapter 7 bankruptcy passes the 10 year mark?

Adding to below--it shouldn't even be on your report after 7 yrs.\nLots of times it drops off before that.\n Answer \n. \nYes, but having the bankruptcy on your credit re ( Full Answer )
In Debt and Bankruptcy

Does your credit score go to zero when you file bankruptcy?

Interesting Question! A credit score of Zero occurs for a variety of reasons-most due to no credit history, but not due to bankruptcy. Zero credit score can occur because you ( Full Answer )
In Debt and Bankruptcy

When you file a Chapter 13 bankruptcy and it is dismissed you decide not to go on with it will this show up on your credit report?

Answer . The filing of a Chapter 13 SHOULD show on your credit report. The dismissal MAY show. Without seeing all three of your credit bureau files, there is no way to kn ( Full Answer )
In Credit and Debit Cards

If a Chapter 13 has been discharged and it has been more than 7 years since it was filed once it is removed from your credit report will that make your score go up and if so approximately how much?

It may go up, but not much. Each year after the bankruptcy, the bankruptcy is given less and less weight in the credit scoring process. Don't be surprised if your score goes u ( Full Answer )
In Credit Reports

If you convert a chapter 13 bankruptcy to a chapter 7 will this further affect your credit scores?

Yes converting a Chapter 13 to a 7 will further lower your credit score. It will show up on the public records section at the begining of the credit report. Once as an termina ( Full Answer )
In Credit and Debit Cards

If your credit score is 535 after filing a chapter 7 bankruptcy that is not discharged will it lower more when the discharge becomes official?

Your credit rating after bankruptcy is based on a number of factors. Many people are consider a good credit risk after bankruptcy if they have no debt and a job. Visit my web ( Full Answer )
In Credit Reports

What is your credit score after filing for bankruptcy?

Answer . \nCredit scores are based on the consumer's overall credit history. Needless to say bankruptcy has a very negative impact upon one's score and will continue to do ( Full Answer )
In Credit Reports

What happens to your credit score if you file chapter 7 twice?

Debt acting like a cancer After the second time a chapter 7 is filed and completed, a person's credit scores may turn out better then before. The key to high credit scores en ( Full Answer )
In Repossession

If you did not file for a chapter 7 bankruptcy and your son who has the same name as you did file a chapter 7 bankruptcy how did the bankruptcy enter on your credit if you are not a co-signer?

\n. \n Answer \n. \nProbably because one of the credit reporting agencies screwed up (this is a lot more common than you would think).\n. \nYou can first get a copy of ( Full Answer )
In Software and Applications (non-game)

Do it have to be 8 years exactly to file for chapter 7 bankruptcy?

Answer . Does it have to be 8 yrs. before what. have you filed before? Or do you mean 8 yrs. for selling a home? If it is the home yes in some states you can't sell a home ( Full Answer )
In Mortgages

I filed chapter 7 bankruptcy 2 years ago can I now file chapter 13 to save my home?

Under the bankruptcy laws effective from October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight ( Full Answer )
In Credit and Debit Cards

You filed chapter 7 bankruptcy 6 and a half years ago you have to fill bankruptcy again don't make enough for chapter 13 payback. My spouse ran up credit cards what can I do?

Well it seems you absolutely must recognize you MUST change your ways...meaning ONLY BUY WHAT YOU CAN AFFORD THEN... no credit...no anything other than WHAT YOU CAN AFFORD. Ba ( Full Answer )
In Credit Reports

If you have filed Chapter 7 Bankruptcy and got a discharge on it almost 4 yrs ago why is it affecting your credit score and how can you get help clearing your credit report to get a car financed at a?

GOOD LUCK!!!! MY HUSBAND AND I FILED IN 2002 AFTER LOSING TWO GREAT JOBS TO PLANT CLOSINGS,WENT FROM $80.000 DOWN TO $30.000 A YEAR.WHAT DO YOU DO WHEN YOU HAVE A BIG MORTGAGE ( Full Answer )
In Credit Reports

If a chapter 7 bankruptcy was filed in march of 2001 How long will it show up on credit reports?

Any type of bankruptcy will remain on a credit report for the required ten years. As a matter of Public court records, it is available other ways too. Credit agencies ju ( Full Answer )
In Credit Reports

How long does it take once you have you Discharge papers from Chapter 7 filing do your credit score go up?

The credit score and the actual approving of credit are similar but not exactly the same. They are a combination of a number of factors....like your income, and if your paying ( Full Answer )
In Bankruptcy Law

Does score go up after 4 years chapter 7?

The BK has less effect...but your current payment history, earnings, and all things financial has more to d with it than too. So if you've been late or sketchy since the BK ( Full Answer )
In Bankruptcy Law

If I filed Chapter 7 bankruptcy 7 years ago can i file again?

Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight y ( Full Answer )
In Debt and Bankruptcy

How do you file for chapter 7 bankruptcy?

You can: 1) Hire a lawyer 2) File without any assistance by finding the right forms and regulations for your state and district you live in...or 3) Hire a bankruptcy petition ( Full Answer )
In Debt and Bankruptcy

Can you file a chapter 7 bankruptcy 7 years after a previous chapter 7?

No you can not do it, as you have already filed under chapter 7 once before you have to clear up first.. ans . Under the bankruptcy laws effective on October 17, 2005, Chapt ( Full Answer )
In Debt and Bankruptcy

Who can file for bankruptcy chapter 7?

Any person of legal age or legal entity (corporation, partnership, LLC, etc.) can file for c. 7. Whether there is any need or point in filing depends on other facts.
In Debt and Bankruptcy

What can not be filed on by chapter 7 bankruptcy?

Items obtained through fraud, child support, court ordered restituion and federal/state taxes (off the top of my head). ALL debts must be listed because you are swearing tha ( Full Answer )
In Debt and Bankruptcy

What is filing chapter 7 bankruptcy?

Chapter 7 is called Liquidation Under the Bankruptcy Code and is the chapter of the Bankruptcy Code providing for "liquidation,", the sale of a debtor's nonexempt property and ( Full Answer )
In Debt and Bankruptcy

Why file for chapter 7 bankruptcy?

There are both advantages and disadvantages to filing forbankruptcy. Chapter 7 is often known as debt liquidation bankruptcyand is a good options for many individuals are coup ( Full Answer )
In Debt and Bankruptcy

What is the score that filing chapter 7 bankruptcy drops your credit to?

There is not a specific score that your credit drops to after a bankruptcy. Your credit doesn't only depend on that one thing, but the rest of your credit history as well, and ( Full Answer )
In Debt and Bankruptcy

What is your credit score after filing chapter 7?

There is no set credit score that everyone is assigned after filing bankruptcy. How much your credit score drops depends on a lot of factors, including how many debts you disc ( Full Answer )
In Credit and Debit Cards

Will your credit score go up when a bankruptcy comes off?

Yes, a Bankruptcy is one of the most damaging accounts which can show up on a credit report. The good news is that after 2 years, the account doesn't impact your credit score ( Full Answer )
In Debt and Bankruptcy

What can you file in a chapter 7 bankruptcy?

You have to file all the required documents. In those documents, you have to disclose all your assets and their values and all your debts, as well as your income and expenses. ( Full Answer )