When you apply for an insurance policy to cover the car your suspended license will show up on the MVR system and your policy will almost certainly be denied, at least by most main stream insurance companies. Also, most companies… Full Answer
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover… Full Answer
Car Insurance Companies usually provide a Cover Note to confirm that the asset has been insured - it is a document confirming the insurance as well as what the policy is and what it covers.But i dint find in Reliance… Full Answer
Yes, if it was a "true" accident. My wife once backed in one of our cars from the garage and didn't notice the second car was in the driveway.... Yes, stupidity but it happened. It wasn't fabricated a mere distraction… Full Answer
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable… Full Answer
If it is your car If the car is registered in your name, you will certainly be included in the lawsuit if the damages exceed the limits of the insurance. Answer If your grown son has his own insurance that… Full Answer
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance… Full Answer
In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However… Full Answer
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted.
Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies do not cover damages due to animals.
If you have an umbrella policy, that might cover it. If you have separate standard polices for home and auto, the auto insurance will cover it first. Deductibles might be picked up by the homeowners. Policies are hugely different, though… Full Answer
There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle… Full Answer
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured… Full Answer
It depends on the type of insurance you have and your policy. Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies… Full Answer
Most likely, yes. Most insurance companies ask for two months in advance when you get insurance. Just because his tags expired doesn't mean he was not insured at the time of the accident. However, if you are not insured on… Full Answer
No. If you have a witness who will state that the neighbor give you the keys, told you the location of the keys, etc. then his own insurance policy will have to cover the damages. If you are frequently in… Full Answer
Homeowners policies do not cover damage to motorized vehicles (except lawnmowers, golf carts, off-road vehicles, electric wheelchairs). SOMETIMES there is coverage for boats & their trailers when stored in an enclosed building on the premises.
The best advice I can give you as an insurance agent is not to allow people who are not listed on your insurance policy to drive your vehicles, ever. This is not to say your company will not cover someone… Full Answer
Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the… Full Answer
Most Insurance companies make their profit by not having to pay for car repairs because of good driving records. Most insurance claims cause insurance companies to pay out money. The only way they can retrieve that cost is to raise… Full Answer
in the US Your sons need seperate auto insurance for their cars, as no Insurance Co. will oblige you with the said proposal. In the UK there are several insurance companies that have multi-car and famly policies to cover just… Full Answer
It could yes, But it all depends on what the raid was about and why it happened. If they raided the wrong house by mistake, (seems to happen a lot these days) then your local police department would cover the… Full Answer
The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that… Full Answer
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused… Full Answer
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Actually this is a little tricky. You cannot be liable to your self. The way this works is that your home insurance coveres damage by vehicles so it would pay for damage to the home itself. You automobile insurance will… Full Answer
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your… Full Answer
No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.
House insurance can cover different things depending on your policy. Common things covered include storm damage, some kinds of theft, and fire. You can also get specific flood insurance. There are many different houses out there. Because there are houses… Full Answer
It can work out several ways. Most probable cause of action is for you to file a claim with your insurance, and then your insurance contacts the at-fault party's insurance for payment of damages. There are some companies that won't… Full Answer