Auto Insurance

the fatter you are, the less speed your car will max out at, but, the more weight, the more momentum

This is a strange question. I am not sure why any driver would leave the scene if it was clear that another person was at fault. Your question stated 'if the driver you hit', not the driver who hit you. The only reason I can imagine this would happen is if the other not-at-fault person did not want an encounter with the police department or to have any type of claim activity, even with YOUR carrier.

Are you sure you meant if the driver YOU hit left the scene?

I believe you probably did mean 'who will pay for the damages to your car if the driver that hit YOU left the scene." Is that what you meant? The other party may well be at fault, but if you do not have his insurance information or were not able to write down year, make, model and license plate number, you cannot find his insurance carrier and file a claim with them.

You can, however, invoke your own UM coverage, if you carry it on your policy. UM is Uninsured Motorist coverage and will 'step in' and provide the same coverage the at fault driver's carrier would have provided, if he had an in-force insurance policy. Also, if you have Collision Coverage, you can also use that. You will have to pay your deductible, and your insurance carrier will attempt to recover both their paid costs and your deductible, if the driver becomes known. If you have and use UMPD coverage, you will also have LOU/Loss of Use available to you. This provides for alternate transportation while your vehicle is non driveable. If you do not have UMPD, but do have Rental Reimbursement, it will be available to you, to provide alternate transportation. Should you use RR, you have a limited number of days available to you and a limited dollar amout; however, if circumstances allow LOU under UMPD coverage, you will be able to have the rental or other alternate transportation until your vehicle is repaired and fully functional.

This is a statement....not a question.

it has a ? mark so its a question i would cry juice because the lawsuit is outrageuos against me

though it does have a question mark, there is no question being asked, making it a statement.

Homeowner's insurance will not cover a guest's car, or even your own car. It is also very important you talk to your agent about all other motorized vehicles, including boats and ATVs, because you may not be covered for those either.

Typically very expensive. Although specifics depend on your child's grades, sex, car type, and other factors, generally speaking, car insurance for a young adult can run anywhere from 200-500 a month.

They apply for and are granted limited access to the DVLA, and PNC records.

The same as it is for a boy. Not neccesarily true. In the UK, teen and early twenty boys have the worst general accident record, therefore their insurance tends to be more expensive than any other category. Apart from that, insurance for a girl depends on how old she is, how long she has held her licence,the value of the car and how old it is, and whether she wants fully comprehensive insurance, or will be content with third party only, and which insurance company she tries. Wow, what a lot of factors!

In most states, companies are required by law to give you a pro rata refund, that is give your money back for the time remaining on your policy.

This is a very vague question. You should talk to your agent. If you go through Geico or Progressive, cancel your policy immidiately and get a live, local, licensed independent insurance agent. These are the only people who can be there to help when you have problems.

in the united states it is 16 but in Mexico it could be 7, 8 or 9!!!!!!!!!!

emergency brake...

No. It cannot be driven on a public road. However, IF there is a loan on the car, the LENDER can require that it be insured until the loan is paid off.

No, you do not have to use the Adjuster your insurance company gives you for a damage estimate. You can be your own adjuster by getting 3rd party bids for repair or replacement, along with any other covered expenses, like towing and a rent car and medical bills, add it all up and present to your insurance company for payment. Instead of presenting them to your adjuster, ask to work directly with the manager of that office, or go straight to the insurance company. I work as a Public Adjuster, for the Insured, not the Insurance Company. Public Adjusters usually work on property claims and they help homeowners collect the maximum amount possible after a fire or flood.

Of course. That is why so many dislike it.

yes, but it may depend on your insurance company's polacy as well as Texas state laws.

Any sort of insurance, especially personal insurance, will require the disclosure of some personal information. This is because insurance is priced and issued based upon the assessment of risk factors that are relevant to the kind of insurance involved. Therefore, to get an auto insurance quote, it is relevant to the insurer to know, among other things, your driving history, your age, how much you will drive, and where the car will be principally garaged.

No. The car must be registered to you.

The acronym SYM on a car insurance policy means symbol. ISO rating symbols for auto insurance are used to assign values to vehicles based on the car make and model and car safety ratings, among other things. The value of the vehicle and its repair costs as determined by real life loss experiences are also taken into account to assign ratings. The purpose of an ISO rating is to determine the risk to the insurance company to insure the vehicle.

An insurance policy gives you peace of mind. If you get sick, the insurance policy will help make sure you are able to pay your medical bills.

what is average amount of liability insurance for cars in new york

Insurance follows the vehicle, not the individual. If someone else "causes" you to crash... then that individual could be held responsible. It is likely, however, that that person's carrier would deny coverage if the personal "intentionally" tried (and succeeded) in making you crash.

First offense, $800.00 bail, plus ticket fine, plus jail time.

It's the sales person at larger auto shop chains. Mainly works the front counter and deals with the paper work/billing and explains repairs to customers. They may also order parts from local parts shops as part of their duties. They do not perform work on the actual vehicles.

Yes they can because it was not repaired