Auto Insurance

Your car note has no bearing on the cost of your auto insurance policy.

Uninsured motorists coverage if you picked it up when you puchased your auto insurance would pay for a hit and run loss.

Your name must be on the insurance policy, otherwise you are not a covered driver under that insurance policy. Failure to disclose a known driver can void any coverages afforded by the policy and is a well known form of insurance fraud.

It depends on how much someone is being sued for, if someone wants five dollars, then the minimum is five.

fender bender

Not where I live (Iowa). Title and loan are in my name, insurance is in girlfriends. And that's 2 diff vehicles.

no - your insurer is under no "obligation" to help you. Best bet is to pursue through small claims court. if damage is greater than small claims value - consult an attorney and negotiate a reasonable fee (usually a % of settlement amount and you owe nothing if you lose)

Yes. As long as your license hasn't been permanently revoked for life. I have a couple of companies that will insure people with no licenses. This does come with a large price tag though...

Yes you do

If you have a learners permit, you should always be accompanied by an adult that has a valid drivers license , And yes the car most be insured.

I make £10.00 an hour. No benefits, no paid vacation, no breaks and i dont know because i edited this and i cant find it in not american money (buck) laterz

If you were at fault, then you are liable for all costs. Whether you have insurance or not does not negate your liability.

In most states if you fail to pay for the claimants losses you will lose your driving priviledges for up to 10 years or until you pay the bill which ever comes first.

If the other person has insurance to pay for their losses then you will be required to re-imburse that Insurance Company for the damages you caused, You are still the at fault party and are liable for the damages. If you don't pay the Insurance company they can also turn it over to a collection agency and it will definitely affect your credit for the next 10 years.

Basically to sum up. If you don't pay the damages you will likely lose your credit rating as well as your drivers license for the next 10 years.

Good Luck

they are either uncertain o how it may have happened or believe it could be fraud they are either uncertain o how it may have happened or believe it could be fraud

Your insurance is responsible. Insurance is tied to the car, not the driver. That's why insurance on a Lamborgini is so much more expensive than the insurance on a Ford Focus.

You can not legally obtain a previous vehicle owners insurance information. Insurance policies and associated information are protected under state and federal privacy laws. There is no legitimate legal reason for anyone to want the previous vehicle owners insurance information. The previous owners auto insurance would have automatically terminated and all Insurer obligations ceased when the vehicle was transferred to another owner. Any previous insurance would have been for the benefit and protection of the named insured at the time and no benefit at all would transfer to a new owner. In short, The new owner has no right of claim against a previous owners insurance. If your just interested in the vehicle's history you can try a service such as Car Fax or the like to get those records without breaking the law and invading someone elses privacy.

No, the unlicensed child is not covered under the parents policy unless that child is a scheduled driver on the parents policy. It is illegal to operate a motor vehicle on public roads with out a drivers license. Most parents already know that. It is also illegal to operate that vehicle on public roads without proof of financial responsibility. Fortunately the Parents are insured for acts of negligence in allowing the unlicensed child to illegally operate the vehicle. So basically the child is not a covered driver. Now the Insurance company will most likely pay a claim or loss if the unlicensed uninsured child has an accident. The claim would be paid not because the child was covered but rather the Insurer would be paying a negligence claim against the covered parents.

McLaren, Audi

Auto insurance.

I'm sure it depends on the locality, but in my state, yes. You can transfer plates from one car/truck to another as long as both vehicles are registered to the same person.

"Bodily injury liability" It's cost associated with bodily injury, usually medical that you are found liable for.

Yes. It is generically referred to an non-owners coverage. It provides liability protection for you when driving a car that you do not own.

It depends entirely on the circumstances. Penalties could range from nothing to having your permit time extended for several years, or having your permit rescinded. If you were at fault, you can depend on having your insurance go up.

They are required to refund any unearned premium portion. Policy fees and the like are considered fully earned.

Any Insurance company that has an AM Best A+ rating. That's the highest rating a company can get and almost all of them do.

The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver

it's totally your fault ,you wanted to drive the car without insurance, now you have to pay yourself for damage of your car,also have to pay for the other car ,which is damaged by your car,that's why car insurance is most important things now a days,i will say ,take car insurance,and don;t repeat this mistake again