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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
Who covers an accident when it happens in your driveway homeowners or auto insurance?
Auto insurance.
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver
Is PA a not fault auto accident state?
Yes, Pennsylvania auto insurance policies are required to provide medical benefits coverage regardless of fault, and drivers are not permitted to sue for damages paid under medical benefits coverage. See PA MVFRL statutes 1711-1722. Pennsylvania also offers multiple tort options, meaning you can choose to have your ability to sue an at fault party limited, in exchange for lower rates.
A red car increases insurance?
NO, the color of a vehicle has no bearing on the insurance rate, However research has shown that drivers of red color vehicles do get more traffic tickets. These additional traffic tickets can result in higher insurance premiums.
What happens when you let someone with no licenses drive your car and they get in an accident?
The vehicle owners insurance company will most likely not pay the bill. Since the vehicle owner allowed an unlicensed driver to illegally operate their vehicle.
The vehicle owner as well as the driver are both equally liable for the damages. The vehicle owners insurance company will most likely have to pay a negligence claim against the owner of the vehicle.
If the insurer determines that their was fraud involved, such as intentionally failing to schedule a known driver to avoid premium then the Insurer may deny coverage under the policy.
How much is car insurance for an 08 bentleyin gieco if your car note is 2499?
Your car note has no bearing on the cost of your auto insurance policy.
If you are hit by someone in a parking lot and they leave what insurance coverage paysin GA?
Uninsured motorists coverage if you picked it up when you puchased your auto insurance would pay for a hit and run loss.
Can you register a car if you have a warrant?
Yes, but you are listed as wanted so you may end up being incarcerated while standing at the counter or while walking back out to the vehicle and/or especially when driving to/from the registration office during a normal traffic stop that can happen for any reason. That's a chance that you take any time that you are out in public after you fail to appear as ordered by a court which I assume is why you are wanted.
Which companies are geico competitors?
GEICO's major competitors include State Farm, Allstate, Progressive, Nationwide, and USAA. Progressive is targeted in many GEICO commercials in order to counter Progressive's claims of being able to quote their rates and those of several of their competitors' by stating that GEICO quotes are only available at GEICO.com.
Damages should be sought from the at fault party. Failure to add the owned vehicle to the auto insurance policy has left the driver apparantly uninsured in that vehicle. The claimant may need to rely on uninsured motorits coverage. The insurer may offer a grace period for newly acquired vehicles. both drivers should contact their insurance company as it appears one may have no coverage in the accident.
Does full coverage insurance cover any licenced driver?
If they are added to your policy as a scheduled driver yes they will be considered a covered driver.
The comprehensive portion of your auto Insurance would cover damage from a falling limb.
Do car insureance claims effect bike insurance?
Your driving record is still your driving record regardless of what you were driving when you got the ticket.
You can take any one or any organisation to a civil court over damages that they may owe you. You must keep in mind that you wont necessarily win.
Do you have too pay car insurance on a car not being driven?
If it is completely off the road you do not need to pay insurance. But do not move it one inch on a public road!
Only your Auto Insurer can produce an SR22 certificate for you. Many companies will file it for you or you can file it yourself after the insurer produces the policy and the SR22 endorsement.
What insurance company is liable if a pedestrain is hit by a car?
The driver who hit the pedestrian is liable, not their insurance company. The drivers insurance company will normally be responsible for payment of valid claims up to the policy limits for which the their insured driver is found liable.
Coverage on auto insurance when you have a car loan?
Yes, you should get auto insurance coverage when you have a car loan, and even when you don't have a car loan. The law requires it either way anytime a motor vehicle is operated on public roads..
In insurance terms, "PD" refers to property damage or physical damage to property. "Bi" refers to Bodily injury.
Can you trade a car in that's been in an accident?
Yes, But you are required to disclose the accident and associated repairs.
Can you drive a car if you don't have insurance but the car does you have a License?
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered.
Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
Can you get auto insurance if you don't own a car?
Yes, You can purchase Non-Owners auto insurance, sometimes called a drivers policy.
The collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the at fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
