Auto Insurance

Yes, provided they have a license and you tell the insurance company their name and any details of any accidents or driving offenses the person has.

My daughter got $30,000 for a broken nose in Georgia.

In order to drive a car, you must have insurance. You do not have to have insurance with a permit if you're not planning on driving the car.

No, as long as the vehicle is not driven. But if something happens such as a tree falls on it, you would have to pay for the damages out of your own pocket.

The unlicensed driver will likely face some penalty for driving without a license, but it doesn't negate your actions in causing an accident. Meaning that yes, she can make a claim against you if she meets your state's threshold. A lawsuit isn't necessarily the first step.

if it was their fault and you were injured at the scene of the accident...your injury expenses form hospital ect, and any damage to personal [property

Depends on what the infraction is and your previous driving record.

Not really sure what the normal is but i recieved 112,500.00 from a c-2 hangman's fracture in a car accident that i was the passenger in. With no long lasting affects. 110,000 in medical bills though

currently going thru this. State Farm says they will cover, but don't do anything to vehicle until they have an adjuster/claim rep assess damage

The insurance is actually PL/PD, which is Public Liability and Property Damage.

This coverage is mandatory in most (or all) of the US and Canada, as it is to cover any damage or injury that you cause to the person or property of others.

The public liability portion of the insurance is to cover injury or death of the other person in the event that you cause an accident. This may include, but is not limited to, rear-ending someone, hitting a pedestrian, or driving into a store.

The property damage covers the cost of physical items, like cars, buildings, telephone poles, etc, that are damaged by your neglect.

I believe that if you do not have proper insurance for a delivery driver, then your insurance company may choose not to cover you for PL/PD if you get into an accident while delivering pizzas.

I have heard, however, that the specific insurance you need for delivering pizzas depends largely upon whether you wear a uniform, have signs or decals on your car, and how many hours you work or kilometres you drive.. but don't quote me on that.

CH

Yes. Many insurance companies will not be willing to insure this type of risk, but you will be able to find a company to do this. The primary concern for most insurance companies is who is the main operator of the vehicle.

yes they will , i just had my Nissan sentra with three flat tires on it towed out of my garage to firestone to have it looked at and they even provided go jacks to help roll my car sideways because only one door opens in my garage.

Simply stated, if your license is suspended, you will not be permitted to drive legally.

Ford

when drivers fall asleep at the wheel

yes

The driver of the backing vehicle. The fact that the car was parked illegally is irrelevant. The onus is always on the driver of a moving vehicle to ensure the way is clear before backing up.

"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.

Probably not BUT if you have been convicted for this YOU should tell your insurance provider yourself. As if you do not it will likely invalidate your policy. Insurance companies aren't notified but all insurance companies have access to a database that is updated whenever you get convicted of a moving violation. Your insurance company has access to this database at anytime. If you get too many convictions of moving violations then you risk losing your insurance coverage because you are too much of a risk. Depending on your insurer in it will take a few years before your moving violations "fall off" and you can begin with a "clean slate" again which means you can be insured again. Actually insurance companies will insure you but those that will will charge you a very high insurance premium until your convicted moving violations "falls off" after your insurer's designated timeframe. Note that you must be CONVICTED of the moving violation before it goes on your record. It is always a good idea to dispute the conviction and fight it in court as it takes only your time versus paying much higher premiums which cost you money. It all depends if you have more time than money or more money than time. Yes, making wrong turn, getting cited by a police officer THEN convicted in court will allow your insurance company to know you're being a bad driver.

Existing damage is never covered.

GAINSCO insurance

i disagree with your comment. BT 67 R 3490??

Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.

The answer is NO. Yous can work in the office as an office assistant, but you cannot sell insurance. No company would appoint you if you are not licensed.