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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,288 Questions

How long does it take to become an underwriter Can you work at home as an underwriter?

It take several years to become an underwirter. Underwriter require high energy levels and strong communication and negotiation skills. I dont believe that you can work at home as an underwriter.

What is the cheapest RV insurance?

The cheapest RV insurance means RV insurance against lowest RV insurance rate along with total loss replacement. Always choose appropriate RV insurance for keep your RV safe and secure in future.

What is an ICD 9 code for auto accident?

IF an accident is caused by motor vehicle (on public highway) use code 819.x

Do you need life insurance for motorcycle rider in Texas?

Do you need life insurance for motorcycle rider in Texas? As a life insurance agent, I am not aware of any State law that requires you to have "life insurance" for a motorcycle rider. Is life insurance a good idea for a rider?? Oh yeah, most definitely!

Do you pay taxes for auto insurance settlement?

A settlement is usually split into two parts, recovery of damages sustained, and pain/suffering (putative). For recovery of costs, the settlement is not taxed. For pain/suffering it is taxed.

No car but have a Florida drivers license do i need to carry insurance?

No. You do not have to carry insurance in Florida if you dont own a vehicle.

What if your in a car wreck and its your fault and you are underage and no permit?

first when your in a car accident never admit it was your fault...you will definitely have to pay for it then. if your underage and no permit you will most likely have a set back in getting your license and your parents may have to pay compensation

Can you remove your separated spouse from your auto insurance in the state of California?

You can "exclude" anyone from your policy. This is frequently done when a young person is of driving age and you don't want your policy to cover them because the rates would go up. So yes, you can exclude a current, separated, or whatever spouse or any other person from your policy.

Can you cancel insurance?

What kind of insurance? Life? Yes, you can simply stop paying. If it is a cash value policy you can surrender it.

If a car crash is caused by ice will your insurance go up?

if i was backing out of my own driveway and slid on ice and hit a relatives car will my insurance go up

Is Jay Hayden in the new progressive commercial?

Yeah I found out on youtube that's him. http://www.youtube.com/watch?v=kinbFeHa_JI

How many years after an accident do you have to sue?

In the United States, most jurisdictions have a 2 year statute of limitations for filing suits and claims related to an automobile accident.

If a co owns a veh and is self insured and then hires a driver for that vehicle from another co and the driver has an accident on the vehicle owners property which co would be responsible for damage?

A company owns a truck that is used to move semi-trailers and this company is self insured has leased a driver from another company and the driver has an accident on the truck owners property that involves only the truck who would be responsible for the damages. The company who owns the truck and their insurance or the company who leased the driver ?

Will your insurance premium go up for an act of god claim?

Yes and no. Insurance companies do not raise your rate because you filed a claim (this only applies to "Act of God" claims). Any claim related to weather like hail, wind, flood, tornado, etc. It's called a pooling effect, so if X# of people file a claim in your area everyone's rates go up whether you file a claim or not. Insurance companies do not raise your rate just because you filed a claim. Now, they can drop you for any reason they want, but are not likely to drop you because of an Act of God claim. If they drop you because you filed an Act of God claim, then you should definitely find a new insurance company.

What license do you need to sell auto insurance?

In general, a Property & Casualty license is required. States may differ on the precise requirements for obtaining such a license, but all have a testing procedure and require continuing education at stated intervals.

If your car is vandalized who pays for the damage?

The vandal if the can be found and sued. Otherwise your insurance if you have full coverage. You will pay a deductible and recover the deductible if the vandal is ever found and successfully sued by your insurance carrier.

How can you get the cheapest car loan?

you have to ask banks

i know key banks min is like 5k

and the monthly payments will be low if you have amazing credit

What to do in a fender bender when no information was exchanged and police were not called?

You can either pay for the repairs yourself, or make a claim on your insurance. If you make a claim without the other driver's info or a police report, you will likey be deemd at fault and your premiums may increase.

What is trucker insurance?

insurance for big rigs or big lorries Answer: Usually when people say, "trucker insurance" they mean Commercial Auto for Truckers, and could include both Liability and Physical Damage and other common Auto coverages. Different aspects should be considered, such as whether the trucker is an employee or an owner-operator, and whether coverage is needed when the trucker is not under dispatch. Commercial Auto policies are different from Personal Auto - for example, a covered driver is not necessary covered to drive other vehicles.

What is cat d stolen recovered?

There are 4 category's of domestic vehicle write off, here in the UK. Category D covers vehicles recovered after the claim was settled. It also covers cars with minor damage that were still not worth fixing.

You can expect a third off the value due to the uncertainly this brings. When you come to insure the car they rarely ask for a vehicle report though, unlike with higher category's.

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