Auto Insurance

Pretty much the same thing except you pay monthly premiums on liability policies and bonds are usually a one-time deposit of money to your local DMV (Usually around $35,000 dollars) and they stow that money away and pay it out should you need to pay out damages for a crash.

If someone wit no insurance crashes into my car and they have no insurance

Your own insurance company would pay to have your vehicle fixed and pay for any physical claims you make. They would then attempt to recover the funds through the person that crashed into you.

Keep in mind, insurance companies always look for a way out of paying so in this case, be sure you call the police, document everything and try to have witnesses. That way, they can't say you were party at fault.

Well over a quarter of a million dollars according to Bernard & Lindquist

What insurance company has code number 810?

code 133 is

FIREMENS INSURANCE COMPANY OF WASHINGTON DC

ONE ACADIA COMMONS, PO BOX 9010

WESTBROOK, ME 04098-5010

800) 870-1170X8575

I don't see why not - but if it's the only car on your policy ask your agent to give you a "hired and non-owned" policy so you still have liability coverage if you drive someone else's car or rent one. Also, if you plan to replace the car right away or settle the issue with your auto lender, you're probably better off not canceling the coverage.

Which countries use LHD vehicles?

Yes, comprehensive coverage should pay for incidents such as this.

If you are not at fault for the accident and sustained injuries or property damage as a result, you may be compensated by the party who caused it. Also, if you have insurance, any expenses you incurred (whether for your treatment and medication as well as repairs) shall be reimbursed by your insurer.

Obtain details of the other person involved - name, address and registration. Seek medical attention. Report to the police and then contact a solicitor to deal with matters rather than an insurance company.

Doesn't matter at all. You are required to have insurance and the fact that the other driver may be responsible does not protect you at all.

NONE it is against their policies and state policies!! Try to make friends with someone who sells auto insurance that is your best bet.

Comparative or Contributory Negligence, is used to calculate the actual amount of damages to which each party in a dispute is to receive.

In Law, an Accident Claim, is regarded as such a Dispute.

If you are insured for 'full coverage' or possibly 'uninsured motorist', yes. In a standard liability policy you would probably not be covered.

Rachel Grates is her name.

No, not realy, if you have a car then you ned to get a insurance.

Weather generally can not cause an accident. A driver going too fast for conditions often times causes and accident. Drivers are required to maintain control of their vehicle at all times. This is an "at fault" accident and the damage to your vehicle is only covered by collisions coverage. The same thing applies to hydro-planing, hitting something or someone in dense fog or heavy rain and or snow too. Some possible exceptions could be a high profile vehicle that is blown over from a strong gust of wind or if lightning struck a moving vehicle and caused the engine to quit causing the power braking and steering systems to fail.

a personal code of ethics

It's likely that both you and your son will be sued if there are damages to another car or person. He will also face court penalties, and you may face charges for allowing him to illegally operate your car.

The allowing illegal operation charge is not related to him being your son, it can be charged when a vehicle owner allows anyone to operate their car illegally.

Unless you can prove the other car was violating the posted limit, the onus to ensure the road was clear is completely yours. Even if you CAN prove the other car was speeding, this may not remove all of the fault from you.

Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.

The At-Fault motorist (via their insurance) is liable for damage to property.

I'm assuming that your vehicle spun out on "black ice" and collided with something which makes the situation a collision and damage to your vehicle would only be covered by your collision coverage. Generally speaking all drivers must maintain control of their vehicles at all times in all weather conditions. Most underwriters will not accept "weather" as the cause of the accident so in most cases if a driver hits something or someone after driving too fast for conditions then you will be at fault in that accident.

when getting car insurance for a new vehicle, you'll need to provide applicable insurance documents. The insurance requirements to buy car insurance are essentially the same in all states,

First document - Driver's License,

Second document - Social Security Numbers,

Third document - Bank Information :- Insurance companies will need to have information concerning either your credit card or checking account. They will most likely be running a credit check before offering you a policy, since studies have shown that people with a history of making late payments tend to file more claims and cost the insurance company more money. Having an impeccable credit history will work in your favor if you're trying to find the lowest possible premiums and rates on car insurance.

Fourth document - Vehicle Information :- The insurance company will need to know exactly what car they are insuring with your policy. You will need the vehicle's VIN, which is often printed on a sticker located inside the driver's side windshield or inside the driver's door. Your car dealership can help you locate the VIN if you are unable to find it. Your insurance premiums and rates will likely partially depend on the car you are driving. The newest, safest models tend to cost less to insure than older models which lack airbags or other standard safety features.

It is not a secret. You need to look at your policy for the effective date and time of the commencement of coverage.