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Auto Insurance
Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.
10,288 Questions
What does out of pocket mean in medical insurance?
The annual out of pocket maximum refers to the actual amount of money you will pay for your medical cost before an insurance plan pays 100% of your bill. For example, if you have an "80/20" plan with a deductible of $2000.00 and a maximum out of pocket of $5000.00, you would be responsible for paying the first $2000.00 of the hospital bill, then the insurance company would pay 80% of the bill and you would pay 20% of the bill. Now, you've already paid $2000.00 so you have $3000.00 of your max out of pocket to pay. Once your 20% of paying that bill reaches the balance of that $3000.00, you would have paid your maximum out of pocket total of $5000.00 and the plan would then pay the remainder of the bill 100%.
Auto insurance driving with a cast?
If you are driving with a cast, particularly if temportary, your coverage or rates are not affected. While your insurance provider cannot exclude coverage if you are driving with a cast, state law require that you be able to drive safely and unimpeded. If the presence of a cast precludes this, you should not be driving. If you do, are involved in a collision, and it is found that you were careless, you may be found negligent in any civil claim that results. In turn, depending upon the payment that your insurer is required to make to the claimant, your rate (from which premium is derived) may increase.
If someone hit your car and didnt have insurance is it covered by uninsured motorist?
Yes as long as your policy has uninsured motorist coverage on your policy.
Who is the nature guy in the geico commercials?
The David Attenborough-type nature guy in the Geico ads is an actor by the interesting name of Leszek Burzyncki. Sure hope its not a stage name!
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
10 Days.
Can a medical insurance deny coverage because you have ms?
I write policies for BlueCross Blueshield of Florida and Multiple Sclerosis is one of the medical conditions that will render you ineligible for coverage. Check with specific companies in your state to be sure. Be up front with the agent to save yourself the time of going through the application process. Also, do a search on "Guaranteed Issue" plans in your area. You should be able to get some form of coverage. If you already have the insurance policy and are diagnosed with MS after the underwriting process, check with your agent to help you read the fine print of the policy as far as any exclusions that may be built into the policy. As long as you're diagnosed with the condition after the underwriting process is complete, you should be covered. If you are diagnosed with the condition during the underwritng process, you can be denied coverage.
Does car insurance cover scratches?
It will depend on the number and depth of the scratches and your insurance policy. In most cases, by the time you pay the deductible and the possible increase in rates, it would cost you too much to have the insurance cover getting them fixed.
What happens if I open my door and hit another car in a parking lot?
your fault since you opened your door. it just happened to me couple weeks ago.
What is the purpose of the 40 hour Accredited Claims Adjuster Designation?
The purpose of the 40 hour Accredited Claims Adjuster Designation is to fulfill the pre-licensing requirement for the All Lines Claims Adjuster license for the state of Florida. The designation exempts the student from the state exam. Subjects covered include Auto, Homeowner Insurance, Workers Compensation, Florida Statutes and many others.
at a guess i would say Third Party as in not you
Only if the insurance company believes it was your mom driving at the time.
What is the average cost of a phone bill for a one bedroom apartment?
The size of an apartment is not a good yardstick to determine how much to expect to pay as phone charges. The time spent on the phone and the destinations called are the main determinants of the price people pay.
How can you get an insurance license of auto insurance in Tx?
In order to write auto insurance policies in Texas, you will need to have the Property & Casualty insurance license. TX does not have a pre-licensing requirement due to which individuals can sit for the state exam without going through any preparation material BUT to increase the chances of passing your state exam in the first attempt, experts recommend to take the preparation courses.
Should cops really arrest someone who is driving a vehicle without no vehicle insurance?
think about it if you had a nice ride and someone without insurace would hit you and possibly total your nice ride,you would be stuck,he wouldn't have insurance to replace your vehicle and your insurance will jack your rates up,or may not even replace your vehicle,so yes they should arrest someone without insurance.one more thing,what if that unisured driver would hit and kill someone
Do you have to add your 16 year old to your car insurance?
I heard you do not have to add your 16 year old to your car insurance policy since he/she will only be driving your insured car. Is this true?
What if you are rear ended by a fault driver and his insurance denied liability?
If you have a police report from the incident, you can try to prove that it was the other guy's fault. However, if you simply exchanged insurance information, there's nothing stopping the other guy from changing his story, at which point it becomes a he said/she said argument, with the insurance companies trying to save their money. If you can't "prove" it was his fault, and you didn't involve the police at the time of the accident, you're kind of screwed. Take it as a very expensive lesson to always involve the authorities as an unbiased third party.
The setting of the hit and run book?
the setting of Hit and Run is when the main character are riding in a car.
Do all drivers need auto insurance?
No, but if you wish to actually drive a vehicle, you will need to have insurance on that vehicle. A driver must also have a valid driver's license. Anyone who wishes to drive a car on a public street needs to have that vehicle registered and licensed as well as having liability insurance on that vehicle.
