Auto Insurance

victim compensated in hit/run stolen car

Prgenet radio corn

If your car is deemed a total loss, the insurance company will only pay up the value of the vehicle. They will have nothing to do with the repairs. If the vehicle is worth $5,000 and the damage is $8,000, you are going to pay $3,000 out of your own pocket. Once the insurance company pays you that $5,000, they are out of the picture. Just be prepared for a 'salvage' fee to be deducted from your settlement by the insurance company. That is what they would have gotten for your vehicle if you had surrendered it to them.

Yes, You can look around for a Non-Owners Insurance Policy

There are a number of reasons for this. The most important thing to realize that insurance is about predicting future loss. The way an insurance company does this is by looking at drivers that share similar characteristics (insurance history, driving history, credit, type of car, where you live) and comparing them to the average payouts in accidents. Just like getting a speeding ticket costs your insurance company nothing, your rate increases because it is a behavior that is correlated to an increase in the potential for a future loss. Specific to insurance history, reasons that this increases your rate follow: 1 - Drivers that have lapses in their insurance are more expensive from an administrative stand point. If you are stopping and restarting insurance you are costing the company money. Just like any business the cost of administering the product is figured in to the price it charges all customers. 2 - Drivers without insurance do not have the ability to file claims and therefore the insurance company does not know how likely you are to file a claim if you haven't had the ability to. Maintaing a long (3 year+) claim free insurance history, assures the company that you will continue to be claim free and easy to administer. Therefore a preffered rate is offered to people with those characterstics.

If the vehicle not listed on the policy is a new car that you have recently purchased, you generally have 30 to notify your insurance company of the change. If the vehicle you are driving is just a friends car then, no. Insurance is primary to the vehicle and it is important that the owner of the car have insurance on it and that any drivers of the car be listed as covered on their policy. There are exceptions to everything and these rules will vary by company. It's best to check directly with your insurance company for questions like this.

Yes.

A car looks like many things for many models lets use the infiniti M35 first of cars are different colors basic stuff two lights at the front and back. TO MAKE IT MUCH EASIER FOR YOU A WIDE OPEN ROBOT THAT HELPS U MOVES

Stephanie Courtney

Shoot the adjuster and bury him somewhere.

It is not clear which language the word junk comes from but it has been recorded as early as 1353 as a term used by sailors to describe old rope that was used to protect the ship's bows and masts from weather damage. The word also describes a certain type of Chinese boat. It has also evolved, in modern times, as a synonym for heroin.

There is a good chance you will get cancelled or at least your premiums are going to shot skyhigh.

Yes, you can buy as many insurance policies as you like. But you can not make the same claim with multiple companies for the same loss or that could potentially constitute a fraud. Your main Insurance policy ( typically that with the broadest coverage would be considered your primary coverage. Other policies (Trailing Coverage) can invoke if the loss you suffer exceeds the limits of the Primary Policy.

Unlicensed contractors can leave you with unfinished, substandard work and liable for issues in fulfilling permit requirements, payment of subcontractors and...may have taken your money without doing any work. Most states have a maximum amount a contractor can take up-front, usually 20% of the total contract amount. Other requirements include that they are insured against any damages to materials or injuries and should have verifiable references.

Look at the contractor's licensing for your state; most list the amount of bond they have put up, complaints that have been resolved and have an indication of good standing. If you have to pull permits, then you want licensed tradespeople doing the work. Do take care in making certain that the person you hire is actually the holder of the license they show you and that it is current.

1908

Just because the other driver admitted fault does not automatically mean they will pay for your damage. Depending on where you are located you could be sued for damages and your license suspended.

An exhibition driving ticket is likely to increase your insurance rates. You need to call your insurance company and let the know about your ticket.

The only answer one can give on this is 'it depends'. Usually it is more expensive than homeowners insurace, but less than workers compensation or liability insurance on a roofing contractor.

Its just probably some type of big Honda or Suv. Or it could be a Toyota or even a really old Chevorelet.

No, you can spend that check anyway you like. It's your money. The insurance company doesn't care if you repair your car or not. You could decide you will take the train to work, it is your business.

Even if you do not own a car, you still need insurance protection if you drive one. The auto you borrow, rent, or use may have proper insurance coverage, but you also should protect yourself with personal liability protection.

Here is how to get it:

Ask for the cost of higher liability coverage based on the assets you own and your projections of future income to be protected. For your protection, consider purchasing as much liability insurance coverage as you can afford

Ask the insurance company or agent about your state's minimum liability coverage rules. States differ in the minimum liability insurance coverage they require.

Analyze your assets, including home, furniture, art, clothing, computer, electronics, and all other personal assets. Get quotes for liability insurance only.

Estimate your future income. This is important because, like life insurance, you want to protect your future income as much as possible. This calculation often results in a larger amount than all of your personal assets.

I wish you the best

Its the person that hit the car coming in to the parking lot because probably the bad car was speeding. :)

The Florida All Lines License is the highest level of licensing for a Florida Claims Adjuster. There are three types of All Lines licenses:

1. The 6-20 Company license is available to insurance company employees; 2. The 5-20 Independent license is available to anyone not a direct insurance company employee; 3. The 3-20 Public Adjuster license (represents property owners against insurance companies)

The 6-20 and 5-20 licenses are available through the Accredited Claims Adjuster designation offered by the University of Central Florida/Florida Insurance University. The designation excuses or exempts the applicant from the state licensing exam.

The 3-20 license requires passing the state licensing test and posting a $50,000 surety bond. As of January 2009, additional requirements regarding an apprenticeship and new continuing education will take effect.

a loaded weapon

A fighter jet