Certificates of Deposit

No, the branch in Naperville, IL on Washington does not have safe deposit boxes anymore.

You have to define deposition. In the legal world, a deposition is a statement, made under oath, but outside of a courtroom.

no

Yes you can. The facility is called a wire transfer. You need to visit your bank in Philippines and submit a wire transfer request with details of your friends account in las Vegas and also the amount you wish to transfer. The Philippine bank that you are using may charge you a fee for this facility and money would reach your friends account the same day (in most cases)

None or Zero. Whenever there is a large deposit in any bank account the banking authorities report that to the banking regulator (Central Bank) of the country. In India the amount is Rs. 50,000/- and similarly in the United States it is US $ 5000/- Any deposit in any account above these numbers get reported to the Fed (USA) or the RBI (India) by the bank.

Every Fixed Deposit will have a certificate linked to it. The bank would issue you a certificate that is the proof that you have a fixed deposit with the bank that is worth 'n' rupees and matures on 'x' date. You need to carry this back to the bank and submit it and ask for cashing your fixed deposit. The bank will accept the certificate and pay you the cash that is due for the deposit.

Yes. The CD has been left to you in the will.

Endorsing a check is required or important because the bank would require proof over the fact that only the concerned party on whose name the check was issued is the person who is cashing the check. Your signature would be used to validate and confirm the same.

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Yes. The Government can confiscate any property that belongs to the bank that failed (including buildings, gold bars and other assets) and use it to pay off the money they owe to other customers who have deposited money with the failed bank. Any bank that accepts deposits has a moral responsibility to return the money deposited with them by the customers. And if they fail to do so, the government can interfere to help out the customers

Yes. Fixed Deposit and Term Deposit both refer to the same thing. A deposit account is one in which you keep a fixed sum of money for a specific duration (Usually atleast a few months) based on an agreement with the bank. The bank does not expect you to withdraw funds regularly from this account and hence gives you a better interest rate.

No, only the bank may access your safe deposit box, and then only after you allow the lease on the box to expire. Once the payment for the box expires, the bank must wait a certain amount of time (this is laid out in the deposit contract and in some state laws) and attempt to contact you to either collect your belongings from the box or renew your contract. After this period elapses, you are considered to have abandoned the box to the bank and the contents become the bank's property. However, if you leave items such as a deed or a title, you still legally own that property - the bank has a piece of paper that says you own that property.

Yes. They can do that. Since the initial deposit was a mistake, they have every right to demand a repayment because it was their money and you weren't supposed to get it in the first place. However since it was 8 months ago, they cannot force you to return it immediately but they will give you a few weeks/months' time to repay them. But, definitely you have to repay them and there is no way you can escape from it.

No. you cannot do that. A check can be deposited only into the account of the person to whom the check is issued as payee. If you try to do this, it will be considered an illegal activity and you can be jailed for forgery. However, if you have a power of attorney from the other person to whom the check is issued, then you can do it.

A check is a negotiable instrument.

You obviously cannot just take it from who was to receive it and deposit it. That is criminal.

However, the person/company to who it was made out may endorse it (either fully opne so anyone can do with it what they want) or specifically (as in too someone or place), and then it can be further negotiated. That is frequently calleda 3rd party check....and it is not uncommon that a check will end up with many endorsements (and be a many party check) as it moves through the banking system.

Yes you can and from what I can see so far it is required to be a passbook type account.

As you might already know, the main business for banks is accepting deposits and granting loans. The more the loans the banks disburse the more profit they make. Also, banks do not have a lot of their own money to give as loans. They depend on customer deposits to generate funds for granting loans to other customers. So a deposit mobilization scheme would encourage customers to deposit more cash with the bank and this money in turn will be used by the bank to disburse more loans and generate additional revenue for themselves. Since people living in rural locations don't use banking services much, they might have a significant amount of cash at home in safety vaults. So if banks can convince rural customers to deposit their money with them, they might mobilize a good amount.

You should petition to be appointed the administrator of their estate then visit local banks with your Letters of Administration and request they check their records.

No. A Certificate of Deposit carries a fixed value. The value is decided at the time of opening a CD and once done; its base value does not change. Though the CD can earn an interest and the final maturity value might change, the amount that was initially deposited does not and will not change.

If you wish to make fresh deposits into a CD, it cannot be done. You can only open a fresh CD for the new amount that you wish to add into your existing CD.

No bank in any country around the globe can limit the amount of money that can be deposited into its accounts. It is your money and you can deposit it anytime you want and with any bank you want. If the amounts are huge, the banks may ask you to provide a source of income for regulatory reporting purposes. But, they can never say No to a deposit or set any limits on the same.

As often as you wish.

it means increase in assets of bank by intrest through lending . lower the reserve requirements heigher the multiplication

Foreign Traders trade on behalf of us risking there money & trade wit commodities & foregin exchange....

You cannot deposit any money in the stock market. The stock market is not a bank or a deposit account. You cannot deposit any money there. The only things you can do are buy or sell securities like shares/stock, mutual funds, derivatives etc.

A dripstone deposit is a mineral deposit formed by dripping water in caves, resulting in the gradual buildup of mineral deposits such as stalactites, stalagmites, and other formations. These formations are commonly found in limestone caves and are created by the precipitation of minerals from the dripping water.

Sieges weathered, fight together, friends forever.