Certificates of Deposit

Actually anyone can deposit into your bank account that they:

a) have your account number if you've provided it to them, or

b) they have your full name, address information, and the bank that you belong to.

However, they will not be able to receive your balance or any account information.

The major disadvantage of a fixed deposit is that you cannot withdraw the amount instantly when the need for money suddenly arises.

Another disadvantage of fixed deposits is that it is prone to inflation swings. That is say you are entitled to a 12.5% interest rate on your fixed deposit but if the inflation goes up to 14% then you are actually loosing money. You cannot re invest this amount then.

But the Major Advantage of Fixed deposit is that you can secure your money/saving as long time and get good interest rate on fixed deposit nowadays lots of banks and NBFC's offering different schemes on FD you can also check out about the schemes from online.

A joint account generally is an account with survivorship rights. That means when one owner dies full ownership passes automatically to the surviving owner.

and advance deposit is money you place with a retailor to put towards your final price with the retailor

Standard Citi Bank in the UK is NOT a legitimate bank. This "bank" was created as part of a Nigerian scam.

Yes a savings account trust can have an age when a beneficiary is entitled to it. For example, some people maybe entitled to it at age 18. It is best to contact the bank of the savings account to inquire.

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A Fixed Deposit involves locking a particular amount of money for a certain time period, say Rs 20000 for 1 year, at a much higher rate of interest than being given on amount in a savings account. The interest on Fixed Deposit varies with the state of economy, being much higher when inflation is high (so that people save more and spend less), sometimes being as high as 10% per annum , to as low as 6% per annum, when economy is going good and inflation is low.

To create a FD, you normally need to have a savings account with that bank. Since interest accrued on a FD is much much higher than that on a savings account, its wise to keep money parked in these instruments.

However one must be sure to balance their needs well so that they do not have to break an FD before maturity to meet their daily requirements. It means that if a FD is broken before its maturity, a penalty is applied, and hence the returns come out to be much lower comparatively. So make sure your needs are well taken care of, before you park the money in fixed deposits.

There are so many popular Banks like HDFC, Axis, ICICI and NBFCs like Bajaj Finserv which offers high interest rate on Fixed Deposit.

A cash deposit slip is the same as a receipt, it is proof of your deposit, how much it is when you deposited etc.

A bank recollection is a document used to show uncleared items. Basically, it will show you what payments you have deposited or used but have not applied to your balance yet.

Demat account

NRE A/c

NRO A/C

FCNR A/c

Sb a/c -Savings bank account

CC a/c - Cash credit account

CA a/c - Current account

Salary Account

Recurring deposit account

Overdue account - OD a/c

Fixed deposit account

Propreitorship account

Partnership account

Firm account

Company account == ==

The penalty exceptions in early redemption of a certificate of deposit are decided on by the particular bank. The policies are all different for each banking firm. One bank might allow early withdrawal for emergencies and another may not without penalty.

Currently, about $5.00

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Yes. You can also deposit checks. You can feed either one through a check scanner and scan it straight into your bank account.

You also need the right software to do check scanning. A lot of the bigger banks have their own software for their customers to use. If you have a smaller bank, it might not have this so it would mean you have to go through an independent company like depositnow.com

no In order to change the account you must be the Grantor of the Trust.

I believe it is better to ladder CD's and even better than that is to mix many fixed income funds in different types for better diversity

No, they have to send it back to where it came from...that is, unless the closed account was negative.

All you do is just roll the coins and go inside to a teller and make a deposit. You do not have to put your account information or anything else on it. Just roll the coins and make a deposit. I put my information on it and she had to peel it off. My teller said they give the same rolled change to businesses who come in and request it. Hope it helps!

2%

No but there's a limit ($10,000) that will have to be reported to the government.

Fill out deposit slip and proceed to teller to deposit.

An advance deposit is money you place with a retailer to put towards your final price. For corporations, this can be advances made on a corporate level, dealing with large numbers.

Store gift cards? No, they must be spent at the store with which they are affiliated. Borders cards must be spend at Borders.

If you spend less than the value of the card, some stores will give you cash back for the difference. Most, however, will leave the balance on the card.

You can always sell the card for face value to a friend or someone that will use it. You get the cash to deposit, they get the card to spend.

Bank of America does at the ATM at their branches.

BOA might let you Deposit via ATM. But USAA lets you SCAN the front and back of a check for deposit into your bank. If you have an iphone you can even do it with the built in iphone camera..Yeah, there's and App for that. The Deposit at Home feature is called "Deposit@Home". Ed