Certificates of Deposit

The Federal Deposit Insurance Corporation, or FDIC. They ensure up to $250,000 per depositor per institution until the end of 2013. However, recently their reserves have fallen below mandated minimums set by congress because there have been so many bank failures. The FDIC is only required to have about 3.5% of total deposits available to insure losses, because it is highly unlikely that all banks in the country will go broke all at the same time.

Asset demand for money is dependent on interest rates. The money slope goes down if interest rate goes down. In contrast, money slope goes up if interest rate goes up.

Yes. There are no restrictions as to who can deposit cash into a checking account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so…

Since in your case it is only your spouses' account no one is going to ask you anything. But, since the amount is high (as you say) she may have to show proof of income if the bank asks her to do so.

Liquid CDs offer consumers the opportunity to withdraw money from the CD without incurring a penalty. The interest rate should be higher than the bank's money market rate, but would usually be lower than a traditional CD of the same term and minimum. Just as with any CD, the terms and conditions are set by the individual banks and can vary widely.

A CD is a Certificate of Deposit, which is a financial product that pays a higher rate than a traditional savings account in exchange for an agreement that the deposit will remain in the bank for a fixed period of time. Periodic statements are not typically issued for a CD. Some banks such as Bank of America offer a hybrid or flexible savings plan that combines elements of a savings account and a CD. With these accounts, it is possible that a monthly or quarterly statement would be issued.

The bank staff can know the bank which the cheque came from, and, if the cheque is genuine, they can know who is to receive the money. They may also know who has written the cheque by reference to the signature. Bank staff try to learn the signatures.

Deposited amount (P) = 10000

Rate of Interest (R) = ?

No. of Years (N) = 12

Interest Earned Formula = P * N * R / 100

Modifying the formula we get:

R = Interest Earned * 100 / P * N

= (6600 * 100) / (10000 * 12)

= 660000/120000

= 5.5%

They earned an interest of 5.5% per year for 12 years.

Asset servicing is a "core" ongoing service provided by custodians. This service includes collecting dividends and interest payments, processing corporate actions and applying for tax relief from foreign governments on behalf of customers.

Yes, as long as you are the payee, which is the person the check was originally written to. all you need to do is put a line through the endorsement that indicates it was signed over, which usually is "pay to the ordr of ..." and then initial. It is also a good idea to write deposit only to your account number below the crossed out endorsement.

I think it is US $ 500 for a simple checking account. The bank would give you an ATM card and a check book for this account. However if you arrange to have a Direct Deposit (Your Monthly Salary/paycheck) into this account Bank of America waives this minimum balance requirement and you can have it as a Zero-Balance checking account.

Deposit Yes you can deposit a check into the account of the person to whom the check was issued but a check is not valid unless it is endorsed by the person who is cashing it. So, No you cannot deposit an unendorsed check.

Fixed asset is a financial term, that is, in comparison to current assets (money, bank accounts), fixed, which means it can't be easily converted to liquid assets.

The money might be included in the bankruptcy even is a discharged has occurred. The time between the discharge and the receiving of the money would be the deciding factor. If the bankruptcy has not yet been discharged the money might be included in the procedure as assets, unless it held exemption status.

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Yes you can!! If you are trying to deposit into someone elses account, fill out your direct deposit form and provide their Bank ABA (routing number) and Account number. Direct Deposit is an ACH transaction. All you need for ACH transactions are the ABA and Acct numbers.

A Recurring Deposit is a special type of bank account wherein the customer will deposit a small amount of money regularly every month. Banks will offer higher interest rates than the usual savings or current accounts because the customer will not withdraw the money until the deposit matures.

The journal entry would be:

Bank A/c Dr

To Cash A/c

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x

It is impossible to completely remove scratches from a CD. Many commercial products to remove scratches exist, but they can often exacerbate the problem. You can "buff" out scratches by rubbing a small amount of fluoride toothpaste on it in a circular pattern.

AAD means analogue recording straight to cd. ADD means analogue recording remastered in a digital studio then put on cd. DDD means digital recording, this applies to newer artists as analogue studios are no longer used

Maximillian Reyes

If your talking about the Jonas brothers 1st Album "Its About Time" then The album was initially supposed to be released in February 2006, but was pushed back. Then it was finally released on August 8, 2006.

Please don't totally trust me on this but the money probably goes to the kids. If they didn't have kids, the money would go to family members and sadly if they didn't have family then it would go to friends. If, (even more sad) they didn't have friends, i have NO IDEA where it would go.