Certificates of Deposit

$5.77

talc

Obviously crappy record, dude.

Do you mean criminal penalty, or civil? If you are asking about a criminal situtation, and if the transaction took place in CA, then the offense could be a felony. You could be sentenced to prison for up to three years. The difference between a closed account and an NSF "check fraud" case is that many, many people write nsf checks without knowing that their accounts were too low. In the situation you are asking about, a person would presumably know that his account was closed when he wrote the check. Therefore, he had the criminal intent to defraud. So, the penalty on the closed account: possible prison. Penalty on the NSF account: if check fraud was not involved, then I suppose the usual returned check fee from the bank and the fee from the merchant.

Symbol means something that stands for something else.

Hope this helped!!

about $16

demand deposits can be withdrawn from the bank whenever it require. they are widely accepted as a means of payment, along with the currency. thus, it is considered as money

The Compact Disc is an evolution of LaserDisc technology. Sony first publicly demonstrated an optical digital audio disc in September 1976. In September 1978 they demonstrated an optical digital audio disc with a 150 minute playing time, and with specifications of 44,056 Hz sampling rate, 16-bit linear resolution, cross-interleaved error correction code, that were similar to those of the Compact Disc introduced in 1982. Technical details of Sony's digital audio disc were presented during the 62nd AES Convention, held on March 13-16, 1979, in Brussels.[3] On March 8, 1979 Philips publicly demonstrated a prototype of an optical digital audio disc at a press conference called "Philips Introduce Compact Disc"[4] in Eindhoven, Netherlands.[5] On March 6, 2009, Philips received an IEEE Milestone with the following citation: "On 8 March 1979, N.V. Philips' Gloeilampenfabrieken demonstrated for the international press a Compact Disc Audio Player. The demonstration showed that it is possible by using digital optical recording and playback to reproduce audio signals with superb stereo quality. This research at Philips established the technical standard for digital optical recording systems."[6] -------From Wikipedia.

yes.

Answering "What steps can a bank take to deal with a significant outflow of deposits?"

Non returnable deposits can only be enforced based on the provisions of an agreed contract. Also, a buyer has time to cancel a non returnable agreement before it can be enforced.

Because different months have different amount of days, the formula varies. If it's monthly, you take your principal (P), times your interest rate (R), divided by 12 months in a year. Thus, P*R/12= monthly interest rate.

Answer edited by Macintoast 6/13/2009: I am not a banker and I don't know the correct answer to your question off hand. I do know that the answer above is overly simplistic and inaccurate because it only gives you the approximate NON-compounded monthly interest rate and does not fully answer the question. The correct answer to the question is a longer formula with variables and parentheses, so you'll recognize it when you see it. Good luck.

y

you are right that you are not a banker, but you are a wanker.

80 banks

yes

Valerie Carters Old Friend Rob Halprin VRP Music Label Head VRP stands for Valerie Rob and Patti Robs wife

Theoretically, until it's cashed.

In practice, banks in the US are not obligated to honor checks with a date that is over six months old. But also in practice, many banks do. You should check with your bank to find out their policy. It may come down to depending on whether not they notice the date on the check.

it means "mmmm..ok" in one nicely compacted word

A time deposit has to be left in the bank for a certain period of time. If it stays for the entire time in the bank, the depositor will receive a little more when the time deposit is withdrawn. A time deposit taken out before the date of maturity will be subject to penalties and the total amount might be less than the original deposit.

The colour of the text is only half the story- the medium is just as important. The contrast between the writing/typeface/font and the colour of the background is more important than the choice of either colour.

For instance, the norm is to have a black typeface on a white background; this is popular with websites and forums as it emulates black ink/print on paper. However, white on black is at least as readable. The problem with these (especially on a backlit screen) is that the contrast is very high, and the resulting effort to read can cause eye fatigue and head aches in some. At least in book print, the paper is not always such a brilliant white.

Some combinations work better still for ease of readability. It might sound strange, but orange on brown is actually more readable and easier on the eyes; having contrasting shades of similar or complimentary colours reduces contrast without making the text unreadable.

As a side note, using a light colour against a black background will also save energy on OLED displays, and this might be something common to many new types of display system in the near future. Something to keep in mind as more and more people do their reading on electronic devices (though electronic paper devices such as the Kindle or Sony book readers would not benefit from this).

Using black on grey (or grey on black, or grey/dark grey and vice-versa) can achieve the same effect- reducing eye strain by lessening contrast while maintaining readability.

Try a few different combinations in your favourite word processor or art package and see for yourself what works. Try to stay away from using colours with matching luminance; not only does this look awful to the average eye, but certain colours can be very difficult to differentiate for those with colour blindness. Try to remember to maintain a contrast in luminance with complimentary colours for the best results.

Ultimately, what works for you may look horrid to someone else, so see what others think of your choices and adjust accordingly.

You can use the garish nature of clashing colours to great effect in the right circumstances. Lime green and lurid orange can be used for signs that need to really stand out, and is an apparent favourite with party banners. It would not do to attempt to read a long passage of text like this, but it cheerily highlights "HAPPY BIRTHDAY" or "WELCOME HOME", and rather appropriately seems to suit the word "DISCO".

Cash - No, Deposit - Yes.

Cashing international check's is an option that is not available in any country. However, you can sure deposit the international check into your HK or Singapore bank account. The local bank in HK or Singapore will send the check for clearance and you will get the money after 5-7 working days. As money has to flow through different countries before reaching you, immediate cashing is not possible.

It depends on the terms of the deposit and how early you withdraw.

http://www.researchmethods.org/IndymacBankFail.pdf has a good answer.

None.....

15.97 approx.

CDs make sense as emergency funds, savings for short-term goals, a way to complete a long-term goal, and a place to "park" money while an investor seeks more profitable investments.