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Liens

The right of a creditor to sell collateral property when a debtor defaults on their loan

2,139 Questions

What grades do you have to have to be a builder?

First of all, building is a construction trade.

Depending on what level of qualification you want to do will depend on what GCSE grades you get at school.

Second of all a builder is most likely referred to as a Bricklayer.

There are a wide range of courses for bricklaying; from apprenticeships and NVQ's to Diploma's. Diploma's normally require you to have AT LEAST 5 GCSE grades at A* to C including Maths and English Language. On the other hand you can start of at level 1 in Bricklaying which will ask you to have no more than 2 GCSE's at grade D-G, however most of you will start on level 2. This requires you to have 2 GCSE's at grade A*-C including English Language at grade A* to E and maths at grade D.

There are many different ways you can enter the construction world but i would recommend taking the apprenticeship root, if you can get an apprenticeship then your basically sorted, you will also be earning £95 a week for the first year and £215 for the second year. An apprenticeship course will require you to attend college once a week, and working in the industry 4 days a week.

I hope that i have answered your question, and good luck on your quest to become a Bricklayer!

P.S Here are a list of different Bricklaying courses you can study at college:

Bricklaying Apprenticeship (level 2)

Bricklaying (NVQ Level 1)

Bricklaying (NVQ Level 2)

Bricklaying (NVQ Level 3)

Bricklaying Construction Diploma Level 2 (Technical Certificate)

Thank You.

Do personal items in a vehicle have to be inventoried when it is repossessed?

Yes, the company has to do an inventory and hold the contents a"reasonable"amount of time for the owner to claim. Check the local court, and see if they have local rules that repo companies go by. State laws may apply, also.

Can you put a lien on your jointly owned home if the other owner owes you money for not paying her share of mortgage payments so when the property sells you get the money im owed 1st then the rest spl?

You personally cannot place a lien on the property. However, you could sue your joint owner in court for any money you have spent covering their costs and expenses. You would need an agreement in writing and proof of your payments for evidence. If you win, the judge will issue a judgment lien and you could record it in the land records against your joint owner's interest in the property.

What can a person be charged with for hiding a vehicle that has a lien on it?

Criminally nothing... Unfortunately its not a crime to not pay your bills. The lien holder can sue you in the civil court for the money that is owed to him on the vehicle that you are hiding though. If he wins then you now have a civil judgment against you on your credit report which in the long term will hurt you more than any immediate effect. If you have a job the person can garnish your wages also. You will never be able to escape a civil judgment until it is paid in full unfortunately. MY suggestion to you would be to return the car in exchange for an agreement that they don't come after you legally.

Can an Home owners association put a lien on your property even while you are making payments?

You are not clear about who you're making payments to: the mortgage company for your mortgage, or to the association to pay assessments that are in arrears.

If you mean payments to make up arrears, and the association filed a lien on your title, review the agreement that you made with them about making payments. It's possible that filing a lien is part of your agreement in some way.

Or, that the association has filed a lien against you in error.

If you mean payments to pay your mortgage, and you are not paying your assessments, your association filed a lien to collect monies that you owe in past-due assessments. (You have to pay both: mortgage and assessments.)

If your assessments are up to date, check with the board to better understand why a lien has been filed by the association on your title.

Can a land surveyor put a lien on property in Georgia?

If the surveyor was not paid, sued in court and obtained a judgment then the judgment lien can be recorded.

How can I dispose of personal property left behind by former spouse?

You should check with an attorney for the rules in your area. Perhaps you could call your divorce attorney.

Generally, you will need to give him/her at least 30 days notice in writing to retrieve the property. You should pack it up neatly and carefully if you do not want them in the house. You should also keep an inventory of what was packed. You should provide dates when they may have access to retrieve the property and make sure you are there when promised. You should keep the property in a secure place until it is picked up. Keep the situation non-adverserial. If you expect a problem then you should arrange with the police to have an officer present during the arranged pick up.

The notice should be sent by registered mail with the inventory attached and you should make certain you keep a copy of that notice and the green signature card. If possible, arrange and confirm the pick up date by email so you will have proof of your efforts to give them access and your compliance with the requested pick up date.

If a vendor owes us money an a lien be filed against the business or the vendor himself the vendor is in California.?

I have a vendor in Rancho Cucamonga California that has owed my company money for a good amount of time. He wont answer my calls and I woukd like to be paid. Can I get a lien of some sorts on him or his shop for the amount owed with no penalty.

How many years do I have since a probate order to file a lien?

Every state has a statutory period during which claims must be filed with the court against the estate. If you miss that filing period you are out of luck. You need to check your state laws. Generally, that period is 6-12 months rather than years.

Can a collection agency put a lien on house to collect a debt from 2005?

Probably yes. It depends on the date of the judgment which would be some time after the date of the debt. Each state has its own statute of limitations on judgment liens but they generally last for several years.

Probably yes. It depends on the date of the judgment which would be some time after the date of the debt. Each state has its own statute of limitations on judgment liens but they generally last for several years.

Probably yes. It depends on the date of the judgment which would be some time after the date of the debt. Each state has its own statute of limitations on judgment liens but they generally last for several years.

Probably yes. It depends on the date of the judgment which would be some time after the date of the debt. Each state has its own statute of limitations on judgment liens but they generally last for several years.

Have investment property purchased 334 K a year ago Property Never sold nor could you refi due to massive liens on entire condo building by sub contractors that were never paid by builder big mess I w?

In this question and in all of its alternates, there doesn't appear to be a question.

Since a couple of years have passed since you asked the question, let's hope hat you found some kind of answer.

Can electric company put a lien on your home?

Their first step is to shut off your electricity. They usually do this before your bill gets high enough to be worth suing you for. Most people want to have the power turned back on and so find a way to settle their account without being sued. If they do file suit and get a judgment against you, they may be able to get liens on your real estate.

In Georgia if 1 spouse is in debt and all assets except for house are in the other spouses name can the credit card companies do anything except lien the house can they force a sale?

A creditor can take several steps to collect debt: sue you, get a judgment, garnish your paycheck, seize your paid for assets (like a car title or equipment, etc.) They can also tack liens onto your home. When you go to refinance or sell your home, your profit can be used to satisfy the debt you owe.

A credit card company could force a sale, but they would take a backseat to other liens, such as the first mortgage, second mortgage, or IRS debt.

If one spouse is in debt and the other is not, it is safer to sign title of the home to the one not in debt.

What does non-enforceable lien mean?

In legal terms an enforceable lien means the obligated party can be forced or ordered to pay through a legal process. Unenforceable means the lien has no supporting law that makes it capable of being enforced. The lien is ineffective.

In what situations can a credit card company force you to sell your home in Wisconsin?

If you have made a debt to them and you are not able to satify the debt they request the court take your property to repay the debt.

What happens If a person owns a home but the property inside the home was willed to someone else?

The property inside the home is taken away by the person who now owns it. The person who owns the home could offer to purchase the property (which saves a lot of moving and buying replacements) or should arrange a time for it to be collected.

Why was the crop lien system bad for merchants?

. If they could not collect what they were owed, they went out of business.

Who owns the vehicle you or the lien holder?

Well, you own the vehicle subject to the lien. You cannot sell or refinance the vehicle until the lien holder is paid. If you don't pay the lien, the lien holder can repossess the vehicle. So you own it subject to your paying the loan.

Is it legal for a repossession company hired by the lien holder to call and leave a message stating you will be arrested if they have to get a sheriff?

NOT that I know of. call a local attorney for state specific advice. It's not a threat. Just a warning that IF YOU FORCE THEM TO APPLY FOR A WRIT OF REPLEVNA by refusing to surrender the car, you WILL BE ARRESTED. No! Creditors and/or their representatives cannot threaten to have you arrested or make threats period.

If a judgment is against you for a debt can the debtor come in your house and take personal property of your spouse?

Hopefully Steps To The Answer

I am not 100% sure of the answer to this, but I do know alittle bit that might help. If you are married, all that you and your spouse owns becomes community property, meaning legally, it's yours and your spouse's. So with that said, they can probably get your spouses stuff if they are allowed to get your stuff. Except, I know in divorce, that if you owned something before the marriage, your then entitled to it at divorce and it's not community property then, so maybe it would be the same in this situation. Also If I am not mistaken, credit card people etc., can only get things that you actually bought with a credit card, but usually don't. Also if it is a judjement as far as something like child support owed to another person is concerned, then I think they are only allowed to get money, etc from the one owing the support if the other spouse isn't the parent to the child. I know they can only take the person who owes the support's part of a income tax check. Well I hope this helps a little, but maybe it will help if you make your question a little more tailor made, because there is a lot of different circumstances that could affect the answer to this question. Maybe you can find your answer on www.legal-database.net

Answer

Legally the sheriff can attach any property belonging to the debtor which is not exempted under state laws, that the judgment creditor wishes to execute the judgment against. The reality is creditors do not bother with used household goods unless they are secured debt, such as a TV purchased from Sears. In community property states all marital property belongs equally to both spouses, likewise all debts incurred in a marriage are owed by both spouses; thereby making all nonexempt property subject to creditor action.Creditors prefer to execute judgments as wage garnishments, bank account levy,the liquidation of bonds, stocks, etc. and liens against real property.

If a debtor believes they may be sued the best option is to seek legal advice from a qualified attorney. Most attorneys offer free or minimal fee consultations. State bar associations offer free attorney referral services as does the American Bar Association, http://www.abanet.org

When do civil judgments expire?

Judgments are expunged from credit reports after seven years. However, the judgment itself is generally valid until it is paid in full or satisfied in accordance with the judgment holder's agreement.

Judgments both domestic and foreign (meaning outside the state of residency not the U.S.) are valid from 5 to 20 years and the majority are renewable. This allows the judgment to be interminable and to be executed at any given time without notification to the person to whom the judgment is against. A judgment that has been perfected as a lien against real property may permanent until paid and may not have to renewed, however in other states it may have a definite term and may only be renewed a limited number of times.

As an example, in the State of Florida a judgment lien on real property is good for 10 years and may be renewed for another 10 years. If the underlying judgment is about to expire, the judgment creditor in Florida can sue again to get a new judgment, but that judgment's real property lien(s) does not result in "tacking" to the real property lien(s) under the original judgment, and the loss of lien priority may mean that the judgment creditor doesn't get any proceeds from the property. In addition, the new judgment cannot be used to create a Florida lien on personal property (which are limited to 5 years and 5 years and cannot be renewed any further under any circumstances).

State judgment and lien laws are subject to many, many quirks and even experienced attorneys and courts themselves are often confused by them.

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