== == Suggestions below may be helpful(financially), but they are advising you to commit fraud. I have yet to read an education loan agreement (including private/alternative loans) that does not stipulate that the proceeds of the loan are for educational use only. For federal student loans, signing the promissory notes to obtain (or later consolidate) loans used to payoff credit cards may also be a separate (and federal) perjury offense. Having said that, here are the opinions:
I would suggest that you definitely utilize the money offered to you at a lower interest rate to pay off higher rate credit cards. Given that the average credit card carries an APR of 15% and the average student loan is 5% or less makes it to your advantage to get the 15% debt off your back. The only hampering factor you should consider is this: Is 5% of your total student loan annually going to cost you more than 15% of your total credit card debt? If not, than I would do it. More input from FAQ Farmers: Yes. It doesn't matter whether 5% of your total student loan is more than the 15% of credit card debt. Either way, debt is debt and it all adds up to the same amount. The only key factor is interest and loans are definitely cheaper. The key to this being helpful is that you must keep paying down your credit card debt as you would have if you were making payments to the cc company. If you can't do this, then just keep your credit card because you'll end up leaving the credit card debt on the loan for so long that it will not turn out cheaper. You can do this but i don't think it will be a good idea. To pay off your bill you should not put more burden on yourself.
You cannot pay your credit card bills with government approved loans, however if you have taken loan from private vendor then you can spend your loan amount on other expenses.
Teachers shouldn't offer extra credit because the student(s) should have been paying attention to the teacher throughout the school year. It's not the teachers' fault that the student(s) was playing around or whatever else they were doing that kept them distracted.
There are a number of credit cards available to applicants with poor credit scores. The top credit card in the UK available is an Aqua classic card which can be applied for by applicants with very low credit scores. Also available are Aquis visa cards, Barclaycards initial cards, Capital One progress, classic and classic extra cards and Luma cards.
No, sadly only credit cards where you have to pay an extra fee.
If you have bad credit, there are still ways to get a credit card. For those with bad credit, secured credit cards or subprime credit cards might be your only options for getting one. These cards can charge extra fees and may let loaners take your money if you do not pay off the balance.
JcPenny credit cards have several benefits. They have a special reward program for their card holders that allows them to receive extra savings each month.
Yes, gas credit cards provide extra bonuses that will provide extra mileage for your car. You'll end up saving more money using that credit card for gas with the small bonuses. When you have a credit card solely dedicated to gas it'll be worth it in the end.
There are no companies that give extra credit after three months. First of all, credit cannot be associated with credit cards. Second of all, if one is referring to rewards, then most extra bonus rewards come from purchases within the first 3 months, not after.
Barclaycard online banking is for both credit cards and online traditional banking. The Barclaycard Classic credit card gives you the extra flexibility you may need with your finances.
U.S. Bank offers several types of credit cards to meet the needs of different customers. Basic Credit Cards The basic U.S. Bank credit card is suitable for people who have already established a fair credit history. This card does not come with any extra benefits or specified conditions. The basic card generally comes with larger credit lines and lower APRs. U.S. Bank offers 0% APR on all purchases and balance transfers made within the first six months of signing up, and no annual fee. Student Credit Cards U.S. Bank offers two kinds of student credit cards: The U.S. Bank College Visa Card and the U.S. Bank Young Adult Visa Card. Both are geared toward young adults who need to establish credit. There are no annual fees, but also no promotional discounts. The main difference between the cards is that the Young Adult Visa Card (for those not in college) requires a co-signer, such as a parent or other adult with an established credit history. Rewards Credit Cards U.S. Bank rewards credit cards come in three types:
Charitable credit cards offer benefits like automatic donations with every purchase, rewards that can be donated to charity, and the ability to support causes you care about without extra cost.
The security code on the back of credit cards is used to verify that the person making a purchase physically possesses the card, adding an extra layer of security to online and in-person transactions.
you can if you got extra pieces or credit cards (depends which way you play)