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Feel free to explore, but both ING Direct* and Ally Bank offer great rates for their savings accounts and checking accounts. First National Bank of Omaha (FNBO) also offers online accounts for savers out there- I believe that they have a checking account as well. American Express also offers banking to individuals whether you carry one of their cards or not, but for now they only offer a high-yield savings account. If you choose to get an American Express savings account but need an online-based checking account, check out the current offers from PerkStreet.

One thing to note: since you are dealing with a bank that may not have a physical branch, you will need to fund your online account either by sending in checks made out to yourself or making an electronic transfer from another bank.

* edit: ING Direct was renamed Capital One 360 after being acquired by Capital One. They were purchased in mid-late 2012 and launched the new name at the start of 2013

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11y ago
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11y ago

There are many banks which offer online bank accounts. Wahington Mutual, Wells Fargo, and Bank of America all offer online accounts. Additionally, Union Bank and Union Bank of California also offer online banking. Other banks include Chase and Bank of the West.

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12y ago

The Major Banks in Singapore that offer checking and savings accounts with online banking facility are:

  1. DBS - Development Bank of Singapore
  2. POSB - Post Office Savings Bank
  3. UOB - United Overseas Bank
  4. OCBC - Overseas Chinese Banking Corporation
  5. Standard Chartered Bank
  6. Citibank
  7. MayBank
  8. etc
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9y ago

Most national banks offer online checking accounts, but just to be sure you can go to sites like: http://freefrombroke.com/free-online-checking-accounts/ and http://www.bargaineering.com/articles/top-5-online-banks-savings-or-checking-accounts.html .

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13y ago

- Chase

- Bank of America

- New Allience Bank

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12y ago

All banks offer online checking accounts. Online checking accounts can also be in person accounts as well. The best bank depends on the persons personal likings.

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10y ago

The banks that offer the best checking accounts would be those that do not charge a fee to open the account and also do not carry a minimum balance to keep the account open.

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10y ago

The list of banks that offer checking accounts: 1. Bank Of America 2. Citizens Bank 3. PNC Bank 4. Wells Fargo 5. Citibank 6. Chase 7. Soverign Bank 8. Nerd Wallet 9. U.S. Bank

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Q: Which bank offers the best free online checking accounts?
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