It would usually be cheaper and more ideal to get your loan from a credit union, but this can change, depending on your credit score! The second best would be getting your loan from a loan shark.

This question is tough to answer without knowing where you got the term "level 3". For an internal ranking the lender may have assigned a tiering system to the loan, which might suggest that the loan is 3 tiers down from the ideal qualification ranking. In Desktop Underwriter systems there is an "Approve Eligible III" ranking which means the loan is not ideal and may require conditions be met to continue.

Just because you have bad credit doesn't mean you cannot get a loan. There are many places you could go to get a loan such as, Springleaf Financial Services, First choice Capital Resources and Ideal Payday.

If you have several credit cards and find that you are only paying the minimum balance on each one or you have trouble keeping track of their due dates, a debt consolidation loan may be an ideal solution for you. This is a loan that you obtain which is large enough to pay off all of your other credit accounts. You then have the convenience of making just one loan payment per month instead of several. Most people opt to get a debt consolidation loan from their bank in the form of a personal loan or a home equity loan.

If you want to get a fast loan but do not have the credit to be approved, you may want to consider payday loans. These loans are ideal for individuals who do not have any form of credit. The key to getting approved is to have proof that you are working and are able to pay the loan back within just a few weeks. You should also get your loan from a reputable company that is trusted and secure. You should never use just any old website that you've found online to get your loan because it may be a scam.