When purchasing guaranteed life insurance, you should consider whether you want to purchase guaranteed whole life or guaranteed term life. Benefits and coverage never change with guaranteed whole life. Guaranteed term life has lower premium, can be used to pay off high debt and no medical exam is needed. In addition, when purchasing guaranteed life insurance there is a waiting period before you receive full coverage, and you’re covered for a specific time period.

100% yes.

The benefits of purchasing cash value life insurance is to have money available in case of emergency. A cash value policy is like a bank account. You can withdraw the money paid in at anytime.

It provided the basis for trade and purchasing.

no clue ask someone else for a change