Collage Is sometimes for kids, if they are older then 18.
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You should start a saving account for your kids college funds
and only make it to where you can take money out if needed and that
way no one can get into it except you and your kids when they start
college.
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Depends on where the kids live. In most of the US, kids go to
school for 13 years, plus any college they go to. However, when in
college, most people are no longer kids.
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No, all college kids do not rent apartments. Some of them live
in dormitories on the college campus for a time before later
renting an apartment.