Banks invest in various ventures in order to make money from the money their customers invest.

some are asking for their friend to invest with their company with interest.

The phone number to use to contact Invest Tools for renewals is 1-800-706-7452. An agent will speak with customers regarding renewal and what steps to take in the process.

Bankers obtain deposits from customers at a low rate and then invest the customers deposit in higher yield debt and equity instruments. The spread (difference) between the two rates is 3-4%

Stock brokers allow customers to buy and sell stocks as well as invest in other ways for a fee. They basically do all the technical working in the stock market for customers.