As car sales are relatively weak at present, dealers often offer
the best rates for auto loans through manufacturer financing. Even
zero per cent interest loans can be obtained through car dealers,
and the best rates for auto loans are often available on models of
cars that are being promoted by the manufacturer. At the end of the
model year, dealers are often able to offer the very best rates for
auto loans as manufacturers offer terms that help them sell
remaining stock before the new model year begins.