it save time and provide jobs to employee who specialized on

both a and b

Development Bank - banks which are entrusted to provide medium and long term capital to msme for their modernization,buying machinery etc are called development bank

Specialized bank - banks which are meant to provide overall support for setting up business such as financial aid,letting them know the market,competition there etc are termed as specialized bank

Provide logic and methodology to find solutions to business problems

The National Judicial College (NJC), located on the campus of the University of Nevada at Reno, provides specialized training to judges.