It goes on your Credit History as an incomplete pay history and in the comments sections in the Credit History for that bank they will give the reason for the negative history.

You can get credit history by having a credit card or line of credit. Anything that reports to the credit bureaus that you are paying each month. You can also get some credit accounts added to your credit history by becoming an authorized user on a spouses or family members account. All this doesn't matter if it isn't paid on time, so a credit history length with a good payment history will help your credit score.

There are many aspects of your credit history that affect your credit score.

35% - Your Payment History - Credit cards, Telephone bills and other utility bills

30% - Amounts You Owe - Outstanding credit amounts in loans and credit cards

15% - Length of Your Credit History

10% - Types of Credit Used

10% - New Credit

A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.

You have not established any credit, such as a credit card, auto purchase so nothing is going to show on your credit history.