Everyone is entitled to a free credit report once a year. That is the law. Unfortunately, your credit score is not always included in the report. In fact, the major credit reporting agencies are allowed to charge a small fee in order to show you your credit score. There are, however, other ways to find your credit score for free.

You are entitled to see your credit score for free if you have applied for credit or a loan and you were denied. You will be able to ask the lender or agency what your credit score is, and they will be obligated to tell you.

When applying for a mortgage, the lender will be able to tell you your credit score. Also, some credit card companies offer to provide you with your credit score for free as a courtesy.

There are many websites online that offer a free credit score. You usually have to sign up for whatever their service is for a month in order to get the credit score, but it will indeed be free.

However you decide to approach this, it is most definitely possible to get a copy of your credit score for free.

form_title=Receive a Free Credit Check form_header=Credit scores are used in a variety of areas to determine credit worthiness and reliability. Would you be interested in credit protection services?= () Yes () No Have you already received a free credit check this year?= () Yes () No Would you like to subscribe to automatic annual reports?= () Yes () No

form_title= Free Credit Report form_header= Learn your credit score. Have you received a credit report yet this year?*= () Yes () No Do you want to add ongoing monitoring?*= () Yes () No What credit reporting agency do you prefer?*= _ [50]

Your credit score is not just used to determine whether or not you qualify for a loan. It also determines your interest rates in many cases. To save money by securing lower interest rates, you can first work to improve your credit score. To find out where you stand and proceed from there, consult a free credit report. Free credit reports are made available through the government. Because of The Fair Credit Reporting Act, consumers can get a free credit report from each one of three nationwide credit reporting companies yearly. Get yours and get cracking on improving your score and lowering your interest rates.

Don't get duped into paying for reports from the three major credit agencies. The U.S. Government has a rule that guarantees consumers access to one credit report per year at no cost. Getting your free credit report every year can help you stay on top of credit errors and debt issues.

You can obtain your free credit score by going to each of the three major credit report agencies and requesting a copy directly from their website. Many external sites will do this for you, but remember that you never need to provide a payment method for your free report.