If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
Only if the legal penalty for driving while uninsured is license suspension.
Depends on what state you're in.
I would consult an attorney before doing anything else. Describe your situation in as much detail as possible, the more information the better.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
YOU the driver will be responsible to pay the ticket.
My friend's mom's car had an accident while driving.
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault.AnswerIf you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the owner of the vehicle to have the vehicle insured. AnswerThe law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
while driving when you smoke you feel some drowsiness and your concentration from driving is lift up. and their is a chance of accident
It will depend on the policy, but most policies are legally bound to insure anyone that drives an insured car (as the policy covers both you and your car).
If you gave permission then it should be covered.
If you have a vehicle/policy of your own or that you are rated on, then it more than likely will step in, (subject of course to any exclusions), the owner and driver both are responsible.
an accident