Cell phones are covered as are any other contents if damaged by a covered cause such as a fire. The problem is that all homeowners policies have deductibles. It is not adviseable to make small claims on homeowners policies. They are made for large issues such as a fire or other large claims.
No, but it may be covered under your dental insurance plan.
No.
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
No, But it might be covered under your home warranty.
It depends on the terms of your insurance, but most are, or should be.
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
Since boilers are used in industries, they do not come under the purview of homeowners insurance and would rather come under Fire & Burglary insurance.
no, you have to get laptop cover
nope
Dentures are something that is generally covered under your Health Insurance policy.