Yes, they do offer. The part where owner's legal liability is not charged where owner is not a driver, can be replaced with paid driver cover and un-named passengers cover as a matter of abundant caution if someone else should drive.
There are a number of companies that offer non medical life insurance. One can get this service from 'Sun Life Financial', 'CAA', 'Fidelity Life Direct' and 'Life Insurance Canada'.
Many companies offer life insurance for smokers, including such insurance companies like GEICO and State Farm. Due to the health status of smokers, insurance will typically cost more than non-smokers.
MassMutual aswell.
Yes, You can obtain a Non Owners Insurance Policy and request your sr22 endorsement. Just just have to make some phone calls and ask some agents in your area and ask if they offer non owners auto insurance coverage with the sr22 filing. Some companies do not offer the sr22 service and some companies do not offer non owners insurance. Progressive is one that does.
As long as you have auto insurance yes.
Check with equote.com for no medical exam life insurance. MatrixDirect.com may also be able to help you with that type insurance.
Almost any Insurance agent can assist you in filing an sr22 form in your state.
With some companies they offer what is called a non-owners policy which allows you to purchase insurance coverage. These are used mostly because a client is required to have insurance coverage for a specific time by the Department of Motor Vehicles to straighten out their driver's license.
There are many companies that offer Non-emergency medical transportation insurance. This insurance is primarily geared toward the vehicles used in transporting the elderly or community residence to medical office for appointments.
I am sure that your best answer would be from your insurance agent. However, insurance companies will list other family members as "non-driver" in case there is an accident and the "non-driver" is driving, there is no coverage. There is usually no extra charge for "non-drivers" names on the policey. But as mentioned earlier, your agent would be the best source for an answer.
You will need non-owners insurance. Most companies offer this. This is for people without regular access to a vehicle.
Yes, with most companies you have to have a driver's lic first. The high risk insurance companies will usually give you a time line (example 30 days) to obtain a Lic or they will cancel you. Hope this helps