That depends upon whether you are covered under FMLA, and the percentage of premium paid by your employer.
If you are covered under FMLA, then your employer is required to continue coverage on the same basis as before your leave. For example if your employer was paying half the premium and you were paying half the premium, this arrangement would continue while you are on leave. You would be responsible for continuing these payments. If your employer pays 100% of the premium you would have no payments to make.
If you are not covered under FMLA your employer is free to ask you to pay 100% of the premium.
Health insurance and disability insurance (short or long-term) do not affect eachother. While health insurance pays for medical expenses reimbursement, disability insurance pays to replace your income lost due to healthconditions.
The employer is obligated to follow its own written policy about employees out on short-term disability leave. The employer cannot, for example, pay for the president's health insurance when she is out on STD leave and then not pay for the entry-level clerk's health insurance when he is out on STD leave. If the employer does not have a written policy, then all employees who take a disability leave should be treated the same.
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An independent insurance agent expert in disability insurance can help with short-term disability or long-term disability.Look for a disabilitycenter on Google.
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Yes
In Pennsylvania, employers are not legally required to provide short-term disability insurance. However, some employers may choose to offer it as part of their benefits package. Employees can also purchase individual short-term disability policies if their employer does not provide coverage. It's important for workers to check their specific employer's policies for any available benefits.
Yes, you can collect short-term disability benefits while in rehab in California, provided that your condition meets the eligibility criteria set by your policy. Typically, short-term disability is available for individuals unable to work due to a medical condition, which may include substance abuse or mental health issues requiring rehabilitation. It's important to check with your specific insurance provider for details on coverage and required documentation.
Wisconsin does not have state mandated short term disability insurance. Benefit checks are sent by the insurance carrier that issued the policy - not your employer.
Texas does not have a state mandated short term disability insurance program. In order to qualify for benefits, you must apply for supplemental short term disability before you conceive.
The best way to purchase individual short term disability insurance in California is through a company that sells this insurance. Speak to a financial adviser at a company to see if one qualifies.
I presume your asking about Medical/Health Insurance? If you are out of work for a work-related injury [ie. you're on work comp] your company can terminate your medical/health insurance. I don't think it applies to short-term or long-term disability as those are health/medical benefits to begin with.