yes, if you stamp or write not used for purpose intended on the back of the check and sign it . As long as there is proof that the check came out of your account and it is redeposited into the same account.
A bank issues a cashiers check,on behalf of a depositor, by setting funds aside from the depositor's account.
In order to get a cashiers check, the money had to be withdrawn from an account, this account could be traced. You could withdraw cash, then use it to get a cashier's check, but someone might be able to match the date of a large withdrawal.
To cash a cashiers check if you have no account and the check is from out of state, you need to go to a business that specializes in cashing checks. You don't need an account there, and it shouldn't matter if a cashier's check is from out of state, since that type of check guarantees the funds. You can also go to a local branch of the bank that issued the cashier's check and cash it, if there is one near you.
the bank where it originateda Western Union locationa check-cashing businessany business where you and/or your family are known and trusted by the ownerthe sender
yes
A bank issues a cashiers check,on behalf of a depositor, by setting funds aside from the depositor's account.
Go to a bank where you already have a banking relationship. Then ask the teller that you need to get a cashiers check issued. Normally a cashiers check will be preprinted with the 'Payable to' filled in, so you need to know who to make the check out to. They will deduct the amount from your bank account, so you need to have enough money in your account to cover it.
Yes, you still owe the money. Yes, if the cashiers check expired the money is still available in that account so all you will need to do is have another cashiers check cut.
In order to get a cashiers check, the money had to be withdrawn from an account, this account could be traced. You could withdraw cash, then use it to get a cashier's check, but someone might be able to match the date of a large withdrawal.
To cash a cashiers check if you have no account and the check is from out of state, you need to go to a business that specializes in cashing checks. You don't need an account there, and it shouldn't matter if a cashier's check is from out of state, since that type of check guarantees the funds. You can also go to a local branch of the bank that issued the cashier's check and cash it, if there is one near you.
They will charge you a fee for doing it, so yes you should be able to cash a check with the proper ID.
A cashiers check is far safer than a personal check, whether you are the payee or the payor. If you are the payee (the one receiving the check) and receive a personal check that is insufficient, you have very little recourse in obtaining the money owed to you. If you are paid with a cashiers check, it is guaranteed funds, since the bank will only issue the check with available funds (meaning it has to be paid for with cash or purchased at the person's bank, where the bank can verify there are sufficient funds in their account to cover the amount of the check). If you are the payor (the one paying by check), the bank can trace the check for you if the person to whom you were paying loses it or says they never received it. Also, if the check does get lost, it will be far more difficult for someone to forge their signature to it and cash it. Also, a cashiers check does not have as much personal identification on it like a personal check does (address, checking account number, etc.).
the person who is making the check.
the bank where it originateda Western Union locationa check-cashing businessany business where you and/or your family are known and trusted by the ownerthe sender
yes
Yes, you have to sign a cashiers check before you give it to a payee. Some cashiers checks do not have to be signed. If there is a space to sign, you need to sign.
cashiers check