Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.
== == Collection agencies do not have the legal right to pull your credit report unless you gave them permission.
File a dispute with the credit reporting agency.
if a collection agency has not bought out my debt from the original company can the collection agency look up my credit report?
No the collection will not be removed from the credit report. They will show it paid in full.
A collection agency can't access a credit report w/o the permission of the party involved. They may try to mislead someone into believing they are able to do so, and that is a violation of the FDCPA and should be reported as such.
Only the credit bureaus the collection agency can remove a collection from your credit report. The collection agency won't do it now since it is paid and they have no reason to. You can dispute it to the credit bureaus and ask for verification on the account. They will have 30 days to verify the items or it must be removed from your credit report.
They don't do anything. Failure to pay bills causes credit to be reported badly and your credit score to go down. All a collection agency does is go after you for the money.
Yep! If the ambulance company turns your account over to a collection agency that agency might report the collection on your credit. Medical collections are the most common type of collection on a credit report.
if a collection agency isn't paid, the debt can be put on a persons credit report. The collection agency can also choose to garnish a persons paycheck.
Yes, Collection agency can do that. But contact a good collection agency like Guardian Credit Services, they know will how to deal with customers to get money
The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.
No, once a collection agency relinquishes their claim to the account by selling it they must remove all negative trade lines related to that account from your credit reports. Hope this helps ST
Interstate Credit Control - they are a collection agency
No. Once it is sent to a collection agency the company has closed the credit card.
It wount be a collection aggency. But the city can put a judgment on your credit report that will effect your credit score.
Yes, if they are acting as a direct agent of the original creditor.
how to get rid of the money that you owe from collection agency without paying them and become good credit again
No it is a violation of the Fair Debt Collection Practices Act
If the debt was properly assigned by the original creditor, yes. If you are making payments to the Original creditor than ask them to pull it back from there Collection agency, then dispute with the CRA's and when they update it should delete
Technically seven to ten years. When a credit card goes into default it gets written off on the creditors taxes as a loss and gets sold to a collection agency for 10 to 20 percent of the original loss. Down the line it gets sold from collection agency to collection agency.