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Can a collection agency refuse to accept a check or money order for payment?
Wiki User
∙ 13y ago
Generally any payment you send will be applied to your account. However if you are trying to send less than what you owe and marking it as "payment in full" or something similar it will more than likely be returned to you.
Wiki User
∙ 13y ago
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Can a collection agency refuse a payment?
Q1) "If I offer to make a payment on this debt can they legally refuse it?" Yes. They are under NO obligation to accept anything less than the original agreed amount. Simply, this means that you originally had a payment plan and breached it. They do not have to accept any other offered plan (or payments). Q2) "I have heard that if a creditor refuses any type of payment on a debt that it was automatically considered paid in full. Is this true?" NO!! NO!! NO!! That is an old 'wives tail' that probably derived from the requirement that payments must be in 'legal tender' and if refused, the debt MIGHT be found as waived. For example, you can pay this debt (in full) in pennies, nickles, dimes, dollars, etc. If the creditor refuses these legal tenders, the debt MIGHT be found to be waived. However, the creditor is NOT obligated to accept less than the full amount, nor in non-legal tender (horses, hogs, chickens, etc.). ....more about it you can visit: http://lawvolunteers.com/law/838/42838-c-collection-agency-refuse-payment.html
Is it legal for a cashier to refuse to accept coins in payment for goods or services?
The coins are legal tender for debts public and private. It is not legal to refuse coins for payment for goods and services.
I have paid 2500 dollars on a 2700 dollar car and sellers refuse to accept final payment and are threatening repossession. What are my rights?
A seller may not refuse final payment in an attempt to repossess.
I live in CA and Im trying to make payment arrangements with a hospital. They want me to pay 450.00 up front or they will send me to collections. If I only have 100.00 to give them can they do that?
They can. But, you owe the hospital not the collections agency. If you pay $100.00 per month to the accounting department of the hospital, they arenot likely to refuse your payment, and will apply it toward your bill. If you continue to pay the hospital and refuse to discuss anything with the collection agency when they begin to call you, your bill is likely going to be paid in full by the time the collection agency can do anything but send you letters and call. Be careful and do not pay with a personal check. Pay by postal money order only. Paying by personal check gives your banking information to the hospital who in turn can pass this on to the collection agency. In the event they eventually obtain a judgment against you, the collection agency will already have the information they need to garnish your assets.
If you send a certified letter to a collection agency and they refuse letter what do you do next?
go shoot his ass LOL
Can a mortgage company legally refuse to accept a good-faith payment on a delinquent account due to disability?
The bank can refuse a payment if it is not enough to pay the past due amount. In this case, you may need to contact your bank about payment options.
Can a collection agency sue if you do not refuse to pay?
If you are not refusing to pay and you pay the debt, they would have no reason to sue you. If you refuse to pay a valid debt, they may advise their client to sue you depending on what state you are in and what the laws are there. Some states only allow original creditors to sue and not the collection agency.
Can a creditor refuse to accept a check as payment?
Yes ... why would a creditor someone even consider taking a credit card payment from someone who has a history of not paying their credit card bills. Think !!!
Did the kingdom of kush refuse to make payment to the pharaohs?
Yes, they refused to accept the pharaohs power and also refused to make the payments to them.
Can collection agencies take you to the court?
Absolutely they can ! The only reason a person needs to deal with a collection agency, is because they defaulted on payments to the original company. That company passed the account to a debt-recovery agency, who paid the sum YOU owe to the original company. If you simply refuse to pay the collection agency, they have the legal right to take you to court to recover the debt !
Can a doctor refuse treatment if a bill went to collection agency?
In general, a doctor cannot refuse treatment to a patient based solely on the status of their bill going to a collection agency. However, they may request payment or work out a payment plan prior to providing non-emergency treatment. Emergency treatment should not be denied due to financial reasons.
Can a warrant be issued if you stop an electronic check payment to an attorney's office for a credit card debt they bought?
No, the act is a civil one not criminal. The person can be sued and held accountable for damages and costs incurred if the payment was for a valid debt. FYI, a consumer should never consent to automatic withdrawal of funds from their account by a collection agency or collections attorney. Many collectors will insist they only accept payment via automatic deduction from a checking account. If such a situation arises it would be in the debtor's best interest to refuse agreement to said terms.
