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Read your governing documents to learn more about how you can improve your real estate.

Generally, you can approach the board and request permission to install an improvement. Be prepared with plans, vendor license, bond and insurance documents, and your committment that the workers will respect working in an occupied site.

In your case, you may also provide enhanced insurance coverage because of the pool's being an attractive nuisance, evidence that you alone will pay for the water required by the pool, and your maintenance plan -- potentially more that the board may require.

You may or may not be granted permission to install the improvement.

If, however, you choose to move ahead without permission, the board will notify you one day that the pool is 'illegal' and ask you to remove it. If you choose to ignore this request, you may incur daily fines.

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