If a person has an account under age 18, they can be reported to Chex systems if they default. If they are co listed with someone else, both parties will be reported.
Yes it is under the FCRA
Negative entries on Chex System remain for 5 years from the time of reporting.
As long as the bank that has the hold hasn't reported you to chex systems.
Five years from the closure date.
Yes, Chex Systems is in Canada. It is owned and operated by Fidelity National Information Services. They provide information about deposit accounts.
No, the Chex System does not have the authority to close your existing checking and savings accounts from another institution. The Chex System is a consumer reporting agency that collects and reports information on individuals' banking activities, but it does not have the power to make decisions regarding account closures.
No, if anything bankruptcy is information that will add to any form of credit/background or information report. Nothing "comes out"...although some of the items on Chex may be effected, that effect/result would likely be reported. Basically, you live with the past you create and that is what is should be reported.
yes it can. Sometimes it is reported to the credit bureaus as well
Chex mix
5 years
Try TCF
Some things that may cause you to get listed on Chexsystems are: NSF, account abuse, fraud, and bad checks.