A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
No a collection aggency cannot garnish a pay cheque
this is an amount determined by a judge
I used to work for a collection agency, and as far as I remember, no you can't. That would be like trying to garnish a social security check. I don't think they can do that.
Can a collection agency file charges for a bad check
Depending from state to state, most collection agencies cannot garnish your check unless you have signed for them to do so or they have a court order to do so. If you have signed I believe you can still rescind that agreement if you are current on payments. You can consult an attorney free of charge over the phone if necessary, find one in your area.
Once a debt has been sold to a collection agency, that agency owns the debt. Now it would be between you and the collection agency to settle the debt; the creditor has washed his hands of the matter. If you think the debt collection agency isn't working within its legal limits and is harrassing you, check out the Fair Debt Collection Act, which outlines was a collection agency can and cannot do.
Do NOT pay any money to a collection agency.......send your money to the debtor, the person you owe it to. Send it in the form of a check or money order. NEVER PAY A COLLECTION AGENCY
pay the collection agency, then check what their report is about you, if not good threaten to get a attorney and bring suit
The people you wrote the check to originally are the only ones you have a legal obligation to. They probably turn all their collections to the collection agency, as a matter of course, but you have no obligation to deal with them or even talk to them. You should make reparations for the bounced check and bank fees, but it should be done to the people you were dealing with at first. A collection agency is a sub-contractor that will take part of the funds collected, usually around half, but they have no authority to garnish wages, repossess goods or affect ratings and services. They will claim these and a lot of other things, but they aren't true.
only if they have a permissible purpose outlined by law to do so.
They can. But, you owe the hospital not the collections agency. If you pay $100.00 per month to the accounting department of the hospital, they arenot likely to refuse your payment, and will apply it toward your bill. If you continue to pay the hospital and refuse to discuss anything with the collection agency when they begin to call you, your bill is likely going to be paid in full by the time the collection agency can do anything but send you letters and call. Be careful and do not pay with a personal check. Pay by postal money order only. Paying by personal check gives your banking information to the hospital who in turn can pass this on to the collection agency. In the event they eventually obtain a judgment against you, the collection agency will already have the information they need to garnish your assets.