Yes they can, it just happened to me now i owe this money and i disagree with the charges but they say theirs nothing they can do about it because they are just a debit collection agency. That's Absurd that companies can actually sell debit to another company and you all of a sudden have to answer to their regulations and interest rates without being told prior to it. They also wont tell you about the charges they just try to get you to pay it.
Yes
Yes
no they can't.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.
Yes
Yes
no they can't.
No they cannot
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
It is legal because you WERE notified 5 years ago when you signed a document authorizing them to run a credit check whenever they wished as long as you remained an employee. It was somewhere in the stack of a dozen or so other papers you signed without actually reading.
Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.
yes they can. But only for non payment of serives/ material. Not a credit card or credit lending company.
No...you need to call your credit card company and file a complaint.
Yes
Yes. If you applied and were approved for an equity credit line mortgage and there was an existing lien on your property, the mortgage company was obligated to pay the lien before disbursing any funds to you. That is the purpose of recording a lien against a debtor's property. You can't sell, refinance or receive a disbursement from a credit line without paying the lien. It must have been discussed with you at some point during the transaction- when it was reported to the bank by the title examiner.
The best thing to do if you have bad credit is to get a pay as you go phone. Then the credit doesn't need to be checked. The best company that offers cheap wireless for students without credit is Tracphone. No credit check is required and minutes are very reasonable to purchase!