They will charge you a fee for doing it, so yes you should be able to cash a check with the proper ID.
I received a cashiers check from a bank that was payable thru Wachovia. I took the check to a Wells Fargo and they stated that the check was deposit only. So I opened an account and the funds were available the next day, which was a Saturday.
Wells Fargo will CLOSE your account if the check is considered Stale. It just happened to a friend of mine. No fault of her, she received a check with an incorrect date (2011 instead of 2012), she deposited it without noticing the date. Wells Fargo froze her account and then closed it.
You cannot generally change the payee on a cashiers check without it looking like fraud. Contact the issuer of the cashier's check in order to void the check and reissue.
If you're an account holder with Wells Fargo, yes.
any bank has the right to refuse to cash checks if you are not already a customer. some will some won't.
I received a cashiers check from a bank that was payable thru Wachovia. I took the check to a Wells Fargo and they stated that the check was deposit only. So I opened an account and the funds were available the next day, which was a Saturday.
A bank issues a cashiers check,on behalf of a depositor, by setting funds aside from the depositor's account.
Go to a bank where you already have a banking relationship. Then ask the teller that you need to get a cashiers check issued. Normally a cashiers check will be preprinted with the 'Payable to' filled in, so you need to know who to make the check out to. They will deduct the amount from your bank account, so you need to have enough money in your account to cover it.
the bank where it originateda Western Union locationa check-cashing businessany business where you and/or your family are known and trusted by the ownerthe sender
Yes, you still owe the money. Yes, if the cashiers check expired the money is still available in that account so all you will need to do is have another cashiers check cut.
In order to get a cashiers check, the money had to be withdrawn from an account, this account could be traced. You could withdraw cash, then use it to get a cashier's check, but someone might be able to match the date of a large withdrawal.
Wells Fargo will CLOSE your account if the check is considered Stale. It just happened to a friend of mine. No fault of her, she received a check with an incorrect date (2011 instead of 2012), she deposited it without noticing the date. Wells Fargo froze her account and then closed it.
You cannot generally change the payee on a cashiers check without it looking like fraud. Contact the issuer of the cashier's check in order to void the check and reissue.
To cash a cashiers check if you have no account and the check is from out of state, you need to go to a business that specializes in cashing checks. You don't need an account there, and it shouldn't matter if a cashier's check is from out of state, since that type of check guarantees the funds. You can also go to a local branch of the bank that issued the cashier's check and cash it, if there is one near you.
Yes, a bank can reverse a cashier's check deposit if only one of the payees has an account, depending on their policies and procedures. The bank may require both payees to endorse the check before depositing it to prevent any potential issues with the transaction. It's important to check with the bank for specific guidelines in such situations.
If you're an account holder with Wells Fargo, yes.
5 years in Michigan